NC · Rate Scorecard · 2026-08-01 · Prepared by RateAPI

Skyla Credit Union

Skyla Credit Union ranks top 3 in NC on 2 products — and trails badly on 2.

Best position
#3 of 13
30-Year Fixed Mortgage (purchase)
Top-3 rankings
2
out of 6 products tracked
Products tracked
6
ranked against every NC CU we cover
30-Year Fixed Mortgage (purchase)
#3 of 13
6.33%
their rate
NC best 6.07%median 6.41%
+25 bp
State Employees' Credit Union
New Auto Loan (best offer, cars)
#5 of 21
3.99%
their rate
NC best 3.65%median 4.49%
+34 bp
Electel Cooperative Credit Union
Used Auto Loan (best offer, cars)
#11 of 21
4.99%
their rate
NC best 3.99%median 4.99%
+100 bp
Members Credit Union
HELOC (best offer)
#13 of 17
6.75%
their rate
NC best 3.50%median 6.65%
+325 bp
Healthshare Credit Union
Personal Loan (unsecured, best offer)
#29 of 35
12.90%
their rate
NC best 4.85%median 9.74%
+805 bp
TCP Credit Union
12-Month CD (best APY)
#2 of 8
4.00%
their rate
NC best 4.00%median 3.50%
+0 bp
Coastal Credit Union
MethodologyBest published servable rate per product, APR-based, standard rates only (promotional/intro teasers excluded), cars-only for auto, purchase mortgages only; ranked against every NC credit union we track with a current rate (re-verified within 14 days). Source: RateAPI — live, page-verified rates from 3,700+ US credit unions across 11 lending products and deposits. · rateapi.dev · about this scorecard
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