West Metro Schools

hopkins, Minnesota
Last verified: July 10, 2026

As of July 10, 2026, West Metro Schools offers a savings mortgage at 0.15% APR (0.15% rate, 0 points). Auto loans available from 4.74% APR. HELOC rates from 6.75% APR. Personal loan rates from 2% APR.

Source: RateAPI.dev, verified from West Metro Schools's official website

Who Can Join West Metro Schools

Membership eligibility from West Metro Schools's own published criteria. How we verify this.

Membership via employers (Hopkins school district +2 more) or occupations (students of Hopkins school district +1 more)

Cost to join: About $5.

Verified from West Metro Schools's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

savings
0.150% APR
Rate0.150%
Points0
Shares/Savings
money_market
0.400% APR
Rate0.400%
Points0
Money Market ($100,000 & Over)
ira
0.400% APR
Rate0.400%
Points0
Traditional and Roth IRA
savings
1.750% APR
Rate1.750%
Points0
WINcentive® Savings
savings
1.750% APR
Rate1.750%
Points0
WINcentive Savings (max $500 deposit per month)
savings
2.250% APR
Rate2.250%
Points0
Super Saver Youth Savings
savings
2.250% APR
Rate2.250%
Points0
Super Saver Youth Savings (Must be under 18 years old)
cd_24mo
3.400% APR
Rate3.360%
Points0
2 year Certificate of Deposit
cd_12mo
3.600% APR
Rate3.550%
Points0
1 year Certificate of Deposit
cd_6mo
3.900% APR
Rate3.840%
Points0
6 month Certificate of Deposit
savings
5.000% APR
Rate5.000%
Points0
Checking
savings
5.000% APR
Rate5.000%
Points0
Holiday Savings
savings
5.000% APR
Rate5.000%
Points0
Holiday Savings (max $300 deposit per month)
ploc_variable
10.900% APR
Rate10.900%
Points0
Overdraft Line of Credit
ploc_variable
10.900% APR
Rate10.900%
Points0
[PROMOTIONAL] Overdraft Line of Credit

Auto Loan Rates

Rates as of July 10, 2026

auto
4.740% APR
Rate4.740%
[PROMOTIONAL] Vehicles 2022 or newer
auto
5.400% APR
Rate5.400%
[PROMOTIONAL] Vehicles 2017 to 2021
auto
7.400% APR
Rate7.400%
[PROMOTIONAL] Vehicles 2016 and older

HELOC Rates

Rates as of July 10, 2026

heloc_variable
6.750% APR
Rate6.750%
[PROMOTIONAL] Home Equity Line of Credit (Under 80% LTV)
heloc_variable
7.750% APR
Rate7.750%
[PROMOTIONAL] Home Equity Line of Credit (80% to 90% LTV)

Personal Loan Rates

Rates as of July 10, 2026

personal_secured
2.000% APR
Rate2.000%
Share Secured
ploc_variable
10.900% APR
Rate10.900%
Signature Line of Credit
ploc_variable
10.900% APR
Rate10.900%
[PROMOTIONAL] Signature Line of Credit

Frequently Asked Questions

What rates does West Metro Schools offer?

West Metro Schools currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are West Metro Schools rates updated?

RateAPI verifies West Metro Schools's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get West Metro Schools's rate data?

Rate data is collected directly from West Metro Schools's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is West Metro Schools's mortgage rate?

As of July 10, 2026, West Metro Schools offers a savings mortgage at 0.15% APR.

What is West Metro Schools's auto loan rate?

As of July 10, 2026, West Metro Schools offers auto loans from 4.74% APR.

Related Rate Data

Compare West Metro Schools's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for West Metro Schools
curl "https://api.rateapi.dev/credit-unions/minnesota/west-metro-schools" \
  -H "Authorization: Bearer YOUR_API_KEY"