---
title: "Minnesota Credit Union Rates (71 CUs)"
description: "Compare mortgage, auto, HELOC, personal loan &amp; credit card rates from 71 Minnesota credit unions. Updated daily, sourced from official sites."
canonical: "https://rateapi.dev/credit-unions/minnesota"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Minnesota Credit Union Rates (71 CUs)

RateAPI tracks rates for mortgages, auto loans, HELOCs, personal loans, credit cards, savings & CDs, and equipment loans from 71 credit unions in Minnesota. 68% have been verified within the last 7 days.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/minnesota)

## Credit Unions

Select a credit union to view current rates for mortgages, auto loans, HELOCs, personal loans, credit cards, savings & CDs, and equipment loans

### Accentra

Austin

[Mortgage rates](https://rateapi.dev/credit-unions/minnesota/accentra#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/minnesota/accentra#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/minnesota/accentra#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/minnesota/accentra#personal-loan-rates)

17,036 members 3 locations

38 products Nov 12, 2026

### Arise Community

Minneapolis

[Auto loan rates](https://rateapi.dev/credit-unions/minnesota/arise-community#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/minnesota/arise-community#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/minnesota/arise-community#personal-loan-rates)

77 members 1 location

13 products Nov 12, 2026

### Associated Healthcare

Woodbury

[Mortgage rates](https://rateapi.dev/credit-unions/minnesota/associated-healthcare#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/minnesota/associated-healthcare#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/minnesota/associated-healthcare#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/minnesota/associated-healthcare#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/minnesota/associated-healthcare#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/minnesota/associated-healthcare#credit-card-rates)

12,306 members 5 locations

13 products Nov 12, 2026

### Austin City Employees

Austin

[CD & savings rates](https://rateapi.dev/credit-unions/minnesota/austin-city-employees#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/minnesota/austin-city-employees#personal-loan-rates)

777 members 1 location

3 products Nov 12, 2026

### Blaze

Falcon Heights

[Mortgage rates](https://rateapi.dev/credit-unions/minnesota/blaze#mortgage-rates)

256,228 members 30 locations

6 products Nov 12, 2026

### Brainerd B. N.

Brainerd

[Mortgage rates](https://rateapi.dev/credit-unions/minnesota/brainerd-b-n#mortgage-rates) [CD & savings rates](https://rateapi.dev/credit-unions/minnesota/brainerd-b-n#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/minnesota/brainerd-b-n#personal-loan-rates)

6,689 members 1 location

13 products Nov 12, 2026

### Catholic United Financial

Saint Paul

[Auto loan rates](https://rateapi.dev/credit-unions/minnesota/catholic-united-financial#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/minnesota/catholic-united-financial#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/minnesota/catholic-united-financial#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/minnesota/catholic-united-financial#personal-loan-rates)

2,815 members 2 locations

16 products Nov 13, 2026

### Centricity

Hermantown

[Auto loan rates](https://rateapi.dev/credit-unions/minnesota/centricity#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/minnesota/centricity#savings-rates)

21,757 members 5 locations

2 products Nov 13, 2026

### Crow Wing Power

Brainerd

[CD & savings rates](https://rateapi.dev/credit-unions/minnesota/crow-wing-power#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/minnesota/crow-wing-power#heloc-rates)

4,569 members 1 location

3 products Nov 12, 2026

### Danfoss Employees

Eden Prairie

[Auto loan rates](https://rateapi.dev/credit-unions/minnesota/danfoss-employees#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/minnesota/danfoss-employees#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/minnesota/danfoss-employees#personal-loan-rates)

350 members 1 location

8 products Nov 12, 2026

### Electric Machinery Employees

Minneapolis

[Auto loan rates](https://rateapi.dev/credit-unions/minnesota/electric-machinery-employees#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/minnesota/electric-machinery-employees#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/minnesota/electric-machinery-employees#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/minnesota/electric-machinery-employees#credit-card-rates)

748 members 1 location

14 products Nov 12, 2026

### Embarrass Vermillion

Aurora

[CD & savings rates](https://rateapi.dev/credit-unions/minnesota/embarrass-vermillion#savings-rates) [Credit card rates](https://rateapi.dev/credit-unions/minnesota/embarrass-vermillion#credit-card-rates)

4,836 members 4 locations

6 products Nov 12, 2026

### Expedition

Mendota Heights

[Auto loan rates](https://rateapi.dev/credit-unions/minnesota/expedition#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/minnesota/expedition#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/minnesota/expedition#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/minnesota/expedition#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/minnesota/expedition#credit-card-rates)

14,229 members 4 locations

21 products Nov 12, 2026

### Federated Employees

Owatonna

[Mortgage rates](https://rateapi.dev/credit-unions/minnesota/federated-employees#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/minnesota/federated-employees#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/minnesota/federated-employees#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/minnesota/federated-employees#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/minnesota/federated-employees#personal-loan-rates)

4,931 members 2 locations

6 products Nov 12, 2026

### First Alliance

Rochester

[Mortgage rates](https://rateapi.dev/credit-unions/minnesota/first-alliance#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/minnesota/first-alliance#auto-loan-rates) [HELOC rates](https://rateapi.dev/credit-unions/minnesota/first-alliance#heloc-rates)

21,663 members 5 locations

10 products Nov 12, 2026

### Greater Community

Dawson

[Auto loan rates](https://rateapi.dev/credit-unions/minnesota/greater-community#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/minnesota/greater-community#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/minnesota/greater-community#personal-loan-rates)

8,323 members 4 locations

20 products Nov 13, 2026

### Harbor Pointe

Duluth

[Mortgage rates](https://rateapi.dev/credit-unions/minnesota/harbor-pointe#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/minnesota/harbor-pointe#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/minnesota/harbor-pointe#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/minnesota/harbor-pointe#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/minnesota/harbor-pointe#credit-card-rates)

8,002 members 4 locations

6 products Nov 13, 2026

### Heartland

Inver Grove Hei

[Mortgage rates](https://rateapi.dev/credit-unions/minnesota/heartland#mortgage-rates)

10,468 members 4 locations

4 products Nov 12, 2026

### Leading Edge

Worthington

[Auto loan rates](https://rateapi.dev/credit-unions/minnesota/leading-edge#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/minnesota/leading-edge#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/minnesota/leading-edge#personal-loan-rates)

12,087 members 5 locations

11 products Nov 13, 2026

### Magnifi Financial

Melrose

[Auto loan rates](https://rateapi.dev/credit-unions/minnesota/magnifi-financial#auto-loan-rates) [HELOC rates](https://rateapi.dev/credit-unions/minnesota/magnifi-financial#heloc-rates)

85,373 members 28 locations

3 products Nov 12, 2026

### Mayo Employees

Rochester

[Auto loan rates](https://rateapi.dev/credit-unions/minnesota/mayo-employees#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/minnesota/mayo-employees#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/minnesota/mayo-employees#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/minnesota/mayo-employees#credit-card-rates)

75,879 members 10 locations

8 products Nov 12, 2026

### Members Cooperative

Duluth

[CD & savings rates](https://rateapi.dev/credit-unions/minnesota/members-cooperative#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/minnesota/members-cooperative#personal-loan-rates)

59,619 members 12 locations

19 products Nov 12, 2026

### Minnco

Cambridge

[Mortgage rates](https://rateapi.dev/credit-unions/minnesota/minnco#mortgage-rates)

37,039 members 8 locations

7 products Nov 12, 2026

### Minnesota Power Employees

Duluth

[Mortgage rates](https://rateapi.dev/credit-unions/minnesota/minnesota-power-employees#mortgage-rates)

4,170 members 3 locations

4 products Nov 12, 2026

### Minnesota Valley

Mankato

[Mortgage rates](https://rateapi.dev/credit-unions/minnesota/minnesota-valley#mortgage-rates) [CD & savings rates](https://rateapi.dev/credit-unions/minnesota/minnesota-valley#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/minnesota/minnesota-valley#personal-loan-rates)

18,467 members 3 locations

7 products Nov 12, 2026

### Mower County Catholic Parishes

Austin

[CD & savings rates](https://rateapi.dev/credit-unions/minnesota/mower-county-catholic-parishes#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/minnesota/mower-county-catholic-parishes#personal-loan-rates)

1,020 members 1 location

13 products Nov 12, 2026

### MY

Bloomington

[Auto loan rates](https://rateapi.dev/credit-unions/minnesota/my#auto-loan-rates) [Personal loan rates](https://rateapi.dev/credit-unions/minnesota/my#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/minnesota/my#credit-card-rates)

22,316 members 4 locations

5 products Nov 12, 2026

### North Memorial

Robbinsdale

[Auto loan rates](https://rateapi.dev/credit-unions/minnesota/north-memorial#auto-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/minnesota/north-memorial#credit-card-rates)

4,527 members 2 locations

22 products Nov 12, 2026

### North Star

Cook

[CD & savings rates](https://rateapi.dev/credit-unions/minnesota/north-star#savings-rates) [Credit card rates](https://rateapi.dev/credit-unions/minnesota/north-star#credit-card-rates)

6,076 members 5 locations

2 products Nov 13, 2026

### Northridge Community

Virginia

[CD & savings rates](https://rateapi.dev/credit-unions/minnesota/northridge-community#savings-rates)

7,962 members 5 locations

5 products Nov 12, 2026

### Northwoods

Cloquet

[Auto loan rates](https://rateapi.dev/credit-unions/minnesota/northwoods#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/minnesota/northwoods#savings-rates)

11,728 members 5 locations

5 products Nov 12, 2026

### Novation

Oakdale

[Auto loan rates](https://rateapi.dev/credit-unions/minnesota/novation#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/minnesota/novation#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/minnesota/novation#heloc-rates)

14,384 members 2 locations

19 products Nov 12, 2026

### NSP

Maplewood

[Auto loan rates](https://rateapi.dev/credit-unions/minnesota/nsp#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/minnesota/nsp#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/minnesota/nsp#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/minnesota/nsp#personal-loan-rates)

2,699 members 2 locations

16 products Nov 12, 2026

### Red Lake Co Op

Red Lake Falls

[CD & savings rates](https://rateapi.dev/credit-unions/minnesota/red-lake-co-op#savings-rates)

1,439 members 2 locations

1 product Nov 12, 2026

### Red Wing

Red Wing

[Mortgage rates](https://rateapi.dev/credit-unions/minnesota/red-wing#mortgage-rates)

9,734 members 1 location

4 products Nov 12, 2026

### Riverview

South Saint Pau

[Auto loan rates](https://rateapi.dev/credit-unions/minnesota/riverview#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/minnesota/riverview#savings-rates)

440 members 1 location

18 products Nov 12, 2026

### Share Advantage

Duluth

[Mortgage rates](https://rateapi.dev/credit-unions/minnesota/share-advantage#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/minnesota/share-advantage#auto-loan-rates) [Personal loan rates](https://rateapi.dev/credit-unions/minnesota/share-advantage#personal-loan-rates)

3,427 members 3 locations

6 products Nov 10, 2026

### Sharepoint

Bloomington

[Mortgage rates](https://rateapi.dev/credit-unions/minnesota/sharepoint#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/minnesota/sharepoint#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/minnesota/sharepoint#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/minnesota/sharepoint#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/minnesota/sharepoint#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/minnesota/sharepoint#credit-card-rates)

20,680 members 7 locations

35 products Nov 12, 2026

### SMW Financial

Lino Lakes

[Auto loan rates](https://rateapi.dev/credit-unions/minnesota/smw-financial#auto-loan-rates) [HELOC rates](https://rateapi.dev/credit-unions/minnesota/smw-financial#heloc-rates)

4,624 members 2 locations

4 products Nov 13, 2026

### Southpoint Financial

Sleepy Eye

[Auto loan rates](https://rateapi.dev/credit-unions/minnesota/southpoint-financial#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/minnesota/southpoint-financial#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/minnesota/southpoint-financial#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/minnesota/southpoint-financial#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/minnesota/southpoint-financial#credit-card-rates)

34,392 members 9 locations

26 products Nov 13, 2026

### St. Paul

Saint Paul

[Auto loan rates](https://rateapi.dev/credit-unions/minnesota/st-paul#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/minnesota/st-paul#savings-rates)

15,143 members 3 locations

2 products Nov 12, 2026

### Topline Financial

Maple Grove

[Auto loan rates](https://rateapi.dev/credit-unions/minnesota/topline-financial#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/minnesota/topline-financial#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/minnesota/topline-financial#heloc-rates)

69,773 members 12 locations

9 products Nov 12, 2026

### Toro Employees

Bloomington

[Auto loan rates](https://rateapi.dev/credit-unions/minnesota/toro-employees#auto-loan-rates) [HELOC rates](https://rateapi.dev/credit-unions/minnesota/toro-employees#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/minnesota/toro-employees#personal-loan-rates) [Equipment loan rates](https://rateapi.dev/credit-unions/minnesota/toro-employees#equipment-loan-rates)

2,905 members 1 location

11 products Nov 12, 2026

### Transit Operations

Minneapolis

[Auto loan rates](https://rateapi.dev/credit-unions/minnesota/transit-operations#auto-loan-rates) [Personal loan rates](https://rateapi.dev/credit-unions/minnesota/transit-operations#personal-loan-rates)

643 members 1 location

8 products Nov 12, 2026

### Tribe

Eagan

[CD & savings rates](https://rateapi.dev/credit-unions/minnesota/tribe#savings-rates)

98 members 3 locations

10 products Nov 12, 2026

### Trustar

International F

[Mortgage rates](https://rateapi.dev/credit-unions/minnesota/trustar#mortgage-rates)

19,213 members 6 locations

4 products Nov 12, 2026

### United Employees

Albert Lea

[HELOC rates](https://rateapi.dev/credit-unions/minnesota/united-employees#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/minnesota/united-employees#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/minnesota/united-employees#credit-card-rates)

3,973 members 1 location

5 products Nov 12, 2026

### Wakota

South St Paul

[Mortgage rates](https://rateapi.dev/credit-unions/minnesota/wakota#mortgage-rates)

3,725 members 1 location

4 products Nov 12, 2026

### Affinity Plus

Saint Paul

298,790 members 35 locations

Rates pending

### Alexandria Schools Employees

Alexandria

1,097 members 1 location

Rates pending

### Building Trades

Maple Grove

19,005 members 3 locations

Rates pending

### Carpenters

Saint Paul

15,373 members 3 locations

Rates pending

### City & County

Saint Paul

62,149 members 13 locations

Rates pending

### Co-Op Credit Union of Montevideo

Montevideo

17,910 members 4 locations

Rates pending

### Farm Credit Employees

Saint Paul

1,406 members 1 location

Rates pending

### First Pace

West St Paul

885 members 3 locations

Rates pending

### Hibbing Cooperative

Hibbing

8,057 members 1 location

Rates pending

### Latvian

Minneapolis

735 members 1 location

Rates pending

### Metropolitan Services

Saint Paul

947 members 2 locations

Rates pending

### Mid Minnesota

Baxter

67,210 members 12 locations

Rates pending

### Minnesota Catholic

Little Canada

3,061 members 3 locations

Rates pending

### North Shore

Silver Bay

13,976 members 8 locations

Rates pending

### Pipefitters-Steamfitters

Woodbury

3,768 members 3 locations

Rates pending

### South Metro

Prior Lake

6,068 members 2 locations

Rates pending

### St. Cloud Financial

Sartell

28,213 members 5 locations

Rates pending

### Teamsters

Blaine

1,812 members 1 location

Rates pending

### Trades & Labor

Albert Lea

2,186 members 1 location

Rates pending

### Trustone Financial

Plymouth

221,057 members 25 locations

Rates pending

### Two Harbors

Two Harbors

4,276 members 2 locations

Rates pending

### West Metro Schools

Hopkins

2,592 members 3 locations

Rates pending

### Wings Financial

Apple Valley

Rates pending

## Frequently Asked Questions

Common questions about Minnesota credit union rates

RateAPI tracks 71 credit unions in Minnesota, covering mortgages, auto loans, HELOCs, personal loans, credit cards, savings & CDs, and equipment loans. 68% have been verified within the last 7 days.

Rates are re-verified daily from each credit union's official website. Every rate links back to its source page so you can confirm it independently. See our [methodology](https://rateapi.dev/methodology) for details.

Yes. The `/credit-unions` endpoint returns every tracked credit union and its rates as JSON. Filter the response by state code to get only Minnesota institutions. See [pricing](https://rateapi.dev/pricing) for plan limits.

Compare [mortgage rates](https://rateapi.dev/mortgage-rates) , [auto loan rates](https://rateapi.dev/auto-loan-rates) , [HELOC rates](https://rateapi.dev/heloc-rates) , [personal loan rates](https://rateapi.dev/personal-loan-rates) , and [credit card rates](https://rateapi.dev/credit-card-rates) across Minnesota credit unions.

How many credit unions in Minnesota does RateAPI track? How often are Minnesota credit union rates updated? Can I access Minnesota credit union rates via API? What product rates can I compare for Minnesota?

## Query Minnesota Rates via API

Get all rates for this state programmatically

terminal

```
# Get all credit unions (filter by state in response)
curl "https://api.rateapi.dev/credit-unions" \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[API Documentation](https://api.rateapi.dev/) [View Methodology](https://rateapi.dev/methodology)

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---

Source: https://rateapi.dev/credit-unions/minnesota
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
