Southpoint Financial

sleepy eye, Minnesota
Last verified: July 8, 2026

As of July 8, 2026, Southpoint Financial offers a savings mortgage at 2.529% APR (2.529% rate, 0 points). Auto loans available from 4.49% APR.

Source: RateAPI.dev, verified from Southpoint Financial's official website

Mortgage Rates

Rates as of July 8, 2026

savings
2.529% APR
Rate2.529%
Points0
Shining Star Checking****
cd_5mo
3.850% APR
Rate3.850%
Points0
5 Month Certificate of Deposit+++
savings
4.074% APR
Rate4.074%
Points0
EzMoney Savings

Auto Loan Rates

Rates as of July 8, 2026

auto
4.490% APR
Rate4.490%
Auto Loan
auto
5.490% APR
Rate5.490%
ATV loan
auto
5.490% APR
Rate5.490%
Boat loan

Frequently Asked Questions

What rates does Southpoint Financial offer?

Southpoint Financial currently offers mortgage, and auto loan rates. The rates shown on this page were last verified July 8, 2026 directly from the credit union's official website.

How often are Southpoint Financial rates updated?

RateAPI verifies Southpoint Financial's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 8, 2026.

Where does RateAPI get Southpoint Financial's rate data?

Rate data is collected directly from Southpoint Financial's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Southpoint Financial's mortgage rate?

As of July 8, 2026, Southpoint Financial offers a savings mortgage at 2.529% APR.

What is Southpoint Financial's auto loan rate?

As of July 8, 2026, Southpoint Financial offers auto loans from 4.49% APR.

Related Rate Data

Compare Southpoint Financial's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Southpoint Financial
curl "https://api.rateapi.dev/credit-unions/minnesota/southpoint-financial" \
  -H "Authorization: Bearer YOUR_API_KEY"