South Metro

prior lake, Minnesota
Last verified: July 15, 2026

As of July 15, 2026, South Metro offers a money_market mortgage at 0.05% APR (0.05% rate, 0 points). Personal loan rates from 0.05% APR.

Source: RateAPI.dev, verified from South Metro's official website

Who Can Join South Metro

Membership eligibility from South Metro's own published criteria. How we verify this.

Membership criteria are published on South Metro's website. Check the membership page below to confirm whether you qualify.

Verified from South Metro's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 15, 2026

money_market
0.050% APR
Rate0.050%
Points0
Money Market Savings
money_market
1.400% APR
Rate1.390%
Points0
ELITE Money Market Savings
cd
2.500% APR
Rate2.480%
Points0
Certificates Accounts
money_market
2.750% APR
Rate2.720%
Points0
ELITE WEALTH Money Market Savings
cd_7mo
3.500% APR
Rate3.460%
Points0
7 Month Special
cd_7mo
3.850% APR
Rate3.800%
Points0
7 Month RELATIONSHIP Special
cd_13mo
4.000% APR
Rate3.940%
Points0
13 Month Special

Personal Loan Rates

Rates as of July 15, 2026

savings
0.050% APR
Rate0.050%
Personal Checking
savings
0.050% APR
Rate0.050%
Personal Savings

Frequently Asked Questions

What rates does South Metro offer?

South Metro currently offers mortgage, and personal loan rates. The rates shown on this page were last verified July 15, 2026 directly from the credit union's official website.

How often are South Metro rates updated?

RateAPI verifies South Metro's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 15, 2026.

Where does RateAPI get South Metro's rate data?

Rate data is collected directly from South Metro's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is South Metro's mortgage rate?

As of July 15, 2026, South Metro offers a money_market mortgage at 0.05% APR.

Related Rate Data

Compare South Metro's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for South Metro
curl "https://api.rateapi.dev/credit-unions/minnesota/south-metro" \
  -H "Authorization: Bearer YOUR_API_KEY"