Smw Financial

lino lakes, Minnesota
Last verified: July 9, 2026

As of July 9, 2026, Smw Financial offers a cd_7mo mortgage at 3.5% APR (3.5% rate, 0 points). Auto loans available from 4.29% APR. HELOC rates from 4.99% APR. Credit card rates from 3% APR.

Source: RateAPI.dev, verified from Smw Financial's official website

Mortgage Rates

Rates as of July 9, 2026

cd_7mo
3.500% APR
Rate3.500%
Points0
7 Month CD Special

Auto Loan Rates

Rates as of July 9, 2026

auto
4.290% APR
Rate4.290%
Auto Loan
auto
5.440% APR
Rate5.440%
Boat Loans

HELOC Rates

Rates as of July 9, 2026

heloc_variable
4.990% APR
Rate4.990%
Home Equity Line Of Credit

Credit Card Rates

Rates as of July 9, 2026

savings
3.000% APR
Rate3.000%
Rewards Saver
savings
4.500% APR
Rate4.500%
Rewards Checking

Frequently Asked Questions

What rates does Smw Financial offer?

Smw Financial currently offers mortgage, auto loan, HELOC, and credit card rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are Smw Financial rates updated?

RateAPI verifies Smw Financial's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get Smw Financial's rate data?

Rate data is collected directly from Smw Financial's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Smw Financial's mortgage rate?

As of July 9, 2026, Smw Financial offers a cd_7mo mortgage at 3.5% APR.

What is Smw Financial's auto loan rate?

As of July 9, 2026, Smw Financial offers auto loans from 4.29% APR.

Related Rate Data

Compare Smw Financial's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Smw Financial
curl "https://api.rateapi.dev/credit-unions/minnesota/smw-financial" \
  -H "Authorization: Bearer YOUR_API_KEY"