Nsp

maplewood, Minnesota
Last verified: July 10, 2026

As of July 10, 2026, Nsp offers a savings mortgage at 1.01% APR (1% rate, 0 points). Auto loans available from 4.25% APR. HELOC rates from 7.5% APR. Personal loan rates from 10.5% APR.

Source: RateAPI.dev, verified from Nsp's official website

Mortgage Rates

Rates as of July 10, 2026

savings
1.010% APR
Rate1.000%
Points0
WINcentive Savings
share_certificate_6mo
2.273% APR
Rate2.250%
Points0
6 Mo Share Certificate (500-9,999)
share_certificate_12mo
2.478% APR
Rate2.450%
Points0
12 Mo Share Certificate (1,000-9,999)
share_certificate_24mo
2.529% APR
Rate2.500%
Points0
24 Mo Share Certificate (1,000-9,999)
share_certificate_6mo
2.529% APR
Rate2.500%
Points0
6 Mo Share Certificate (10,000-99,999)
share_certificate_36mo
2.580% APR
Rate2.550%
Points0
36 Mo Share Certificate (1,000-9,999)
share_certificate_12mo
2.734% APR
Rate2.700%
Points0
12 Mo Share Certificate (10,000-99,999)
share_certificate_24mo
2.785% APR
Rate2.750%
Points0
24 Mo Share Certificate (10,000-99,999)
share_certificate_6mo
2.785% APR
Rate2.750%
Points0
6 Mo Share Certificate (100,000+)
share_certificate_36mo
2.836% APR
Rate2.800%
Points0
36 Mo Share Certificate (10,000-99,999)
share_certificate_12mo
2.990% APR
Rate2.950%
Points0
12 Mo Share Certificate (100,000+)
share_certificate_24mo
3.042% APR
Rate3.000%
Points0
24 Mo Share Certificate (100,000+)
share_certificate_36mo
3.093% APR
Rate3.050%
Points0
36 Mo Share Certificate (100,000+)
ploc_variable
12.900% APR
Rate12.900%
Points0
Fine Line of Credit

Auto Loan Rates

Rates as of July 10, 2026

auto_new
4.250% APR
Rate4.250%
[PROMOTIONAL] Secured, Non-Real Estate Auto Loan (New)
auto_used
5.250% APR
Rate5.250%
[PROMOTIONAL] Secured, Non-Real Estate Auto Loan (Used 2018-2024)
auto_used
6.250% APR
Rate6.250%
[PROMOTIONAL] Secured, Non-Real Estate Auto Loan (Used 2017 & Older)
credit_card_platinum
7.900% APR
Rate7.900%
VISA Platinum Credit Card

HELOC Rates

Rates as of July 10, 2026

heloc_variable
7.500% APR
Rate7.500%
[PROMOTIONAL] Home Equity Line of Credit 80% LTV 10 Year Term
heloc_variable
7.750% APR
Rate7.750%
[PROMOTIONAL] Home Equity Line of Credit 80% LTV 15 Year Term

Personal Loan Rates

Rates as of July 10, 2026

personal_unsecured
10.500% APR
Rate10.500%
Personal Signature Loan

Frequently Asked Questions

What rates does Nsp offer?

Nsp currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Nsp rates updated?

RateAPI verifies Nsp's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Nsp's rate data?

Rate data is collected directly from Nsp's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Nsp's mortgage rate?

As of July 10, 2026, Nsp offers a savings mortgage at 1.01% APR.

What is Nsp's auto loan rate?

As of July 10, 2026, Nsp offers auto loans from 4.25% APR.

Related Rate Data

Compare Nsp's rates against national credit-union benchmarks.

More Minnesota credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Nsp
curl "https://api.rateapi.dev/credit-unions/minnesota/nsp" \
  -H "Authorization: Bearer YOUR_API_KEY"
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