Magnifi Financial Auto Loan & HELOC Rates & Who Can Join

Who Can Join Magnifi Financial

Membership eligibility from Magnifi Financial's own published criteria. How we verify this.

Community charter: live/work in Anoka, Becker, Benton +29 more, MN, ND, WI

LocationAnoka, Becker, Benton, Carver, Chisago, Clay, Crow Wing, Dakota, Douglas, Grant, Hennepin, Isanti, Kandiyohi, McLeod, Meeker, Mille Lacs, Morrison, Otter Tail, Pope, Ramsey, Scott, Sherburne, Stearns, Todd, Wadena, Washington, Wilkin, Wright, Cass, Richland, Pierce, St. Croix — MN, ND, WI

Verified from Magnifi Financial's membership page. Final membership determination is always made by the credit union.

Auto Loan Rates

Rates as of July 11, 2026

auto

3.989% APR

Rate3.790%

Vehicle (2023 & newer)

auto

5.441% APR

Rate5.240%

Vehicle (2018 - 2022)

auto

6.192% APR

Rate5.990%

Vehicle (2016 - 2017)

auto

7.193% APR

Rate6.990%

Vehicle (2015 & Older)

HELOC Rates

Rates as of July 11, 2026

heloc_variable

6.500% APR

Rate6.500%

HELOC - 80% Loan-to-Value

Frequently Asked Questions

What rates does Magnifi Financial offer?

Magnifi Financial currently offers auto loan, and HELOC rates. The rates shown on this page were last verified July 11, 2026 directly from the credit union's official website.

How often are Magnifi Financial rates updated?

RateAPI verifies Magnifi Financial's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 11, 2026.

Where does RateAPI get Magnifi Financial's rate data?

Rate data is collected directly from Magnifi Financial's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Magnifi Financial's auto loan rate?

As of July 11, 2026, Magnifi Financial offers auto loans from 3.989% APR.

Related Rate Data

Compare Magnifi Financial's rates against national credit-union benchmarks.

More Minnesota credit unions Auto loan rate benchmark HELOC rates How we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal

# Get rates for Magnifi Financial
curl "https://api.rateapi.dev/credit-unions/minnesota/magnifi-financial" \
  -H "Authorization: Bearer YOUR_API_KEY"

Explore API Documentation Use with Claude