Auto loans available from 4.99% APR. HELOC rates from 6% APR.
Source: RateAPI.dev, verified from Centricity's official website
Membership eligibility from Centricity's own published criteria. How we verify this.
Community charter: live/work in St. Louis, Carlton, Lake +2 more
Verified from Centricity's membership page. Final membership determination is always made by the credit union.
Rates as of July 10, 2026
Rates as of July 10, 2026
Centricity currently offers auto loan, and HELOC rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.
RateAPI verifies Centricity's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.
Rate data is collected directly from Centricity's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
As of July 10, 2026, Centricity offers auto loans from 4.99% APR.
Compare Centricity's rates against national credit-union benchmarks.
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceLearn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyAccess this data programmatically with our REST API
# Get rates for Centricity
curl "https://api.rateapi.dev/credit-unions/minnesota/centricity" \
-H "Authorization: Bearer YOUR_API_KEY"