Cit-Co

sheridan, Wyoming
Last verified: July 15, 2026

As of July 15, 2026, Cit-Co offers a savings mortgage at 0.02% APR (0.02% rate, 0 points). Auto loans available from 4.9% APR. Personal loan rates from 3.9% APR.

Source: RateAPI.dev, verified from Cit-Co's official website

Who Can Join Cit-Co

Membership eligibility from Cit-Co's own published criteria. How we verify this.

Membership via employers (City of Sheridan +8 more) or the Survivors of Support (SOS) +1 more

Cost to join: About $5.

Verified from Cit-Co's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 15, 2026

savings
0.020% APR
Rate0.020%
Points0
Interest Bearing Checking
money_market
0.020% APR
Rate0.020%
Points0
Money Market $0 - $9,999
money_market
0.050% APR
Rate0.050%
Points0
Money Market $10,000 - $24,999
money_market
0.080% APR
Rate0.080%
Points0
Money Market $25,000 - $74,999
money_market
0.100% APR
Rate0.100%
Points0
Money Market $75,000 +
savings
0.150% APR
Rate0.150%
Points0
Christmas Club
savings
0.150% APR
Rate0.150%
Points0
Regular Shares
savings
0.150% APR
Rate0.150%
Points0
Sub Account
share_certificate_24mo
2.500% APR
Rate2.500%
Points0
24 month Share Certificate
share_certificate_3mo
2.500% APR
Rate2.500%
Points0
3 month Share Certificate
share_certificate_18mo
2.750% APR
Rate2.750%
Points0
18 month Share Certificate
share_certificate_12mo
3.340% APR
Rate3.340%
Points0
12 month Share Certificate
share_certificate_6mo
3.540% APR
Rate3.540%
Points0
6 month Share Certificate

Auto Loan Rates

Rates as of July 15, 2026

auto_new
4.900% APR
Rate4.900%
New Auto 2022-2026
auto_used
5.250% APR
Rate5.250%
Used Auto 2016-2021
auto_used
5.900% APR
Rate5.900%
Used Auto 2011-2015
auto
6.250% APR
Rate6.250%
RV 2022-2026
auto_used
6.250% APR
Rate6.250%
Used Auto 2005-2010
auto
6.500% APR
Rate6.500%
RV 2016-2021
auto
6.900% APR
Rate6.900%
Camper/Motorhome 2022-2026
auto
6.900% APR
Rate6.900%
RV 2010-2015
auto_used
6.900% APR
Rate6.900%
Used Auto 2004 & Older
auto
7.250% APR
Rate7.250%
Camper/Motorhome 2016-2021
auto
7.250% APR
Rate7.250%
RV 2009 & Older
auto
7.750% APR
Rate7.750%
Camper/Motorhome 2010-2015
auto
7.900% APR
Rate7.900%
Boat & Trailer 2022-2026
auto
7.900% APR
Rate7.900%
Camper/Motorhome 2009 & Older
auto
8.250% APR
Rate8.250%
Boat & Trailer 2016-2021
auto
8.500% APR
Rate8.500%
Boat & Trailer 2010-2015
auto
8.900% APR
Rate8.900%
Boat & Trailer 2009 & Older

Personal Loan Rates

Rates as of July 15, 2026

personal_secured
3.900% APR
Rate3.900%
Share Secured Loan
personal
18.000% APR
Rate18.000%
Overdraft Protection

Frequently Asked Questions

What rates does Cit-Co offer?

Cit-Co currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 15, 2026 directly from the credit union's official website.

How often are Cit-Co rates updated?

RateAPI verifies Cit-Co's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 15, 2026.

Where does RateAPI get Cit-Co's rate data?

Rate data is collected directly from Cit-Co's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Cit-Co's mortgage rate?

As of July 15, 2026, Cit-Co offers a savings mortgage at 0.02% APR.

What is Cit-Co's auto loan rate?

As of July 15, 2026, Cit-Co offers auto loans from 4.9% APR.

Related Rate Data

Compare Cit-Co's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Cit-Co
curl "https://api.rateapi.dev/credit-unions/wyoming/cit-co" \
  -H "Authorization: Bearer YOUR_API_KEY"