Shoreline

two rivers, Wisconsin
Last verified: July 15, 2026

As of July 15, 2026, Shoreline offers a 30-year-fixed mortgage at 6.528% APR (6.375% rate, 0 points). HELOC rates from 6.577% APR.

Source: RateAPI.dev, verified from Shoreline's official website

Who Can Join Shoreline

Membership eligibility from Shoreline's own published criteria. How we verify this.

Community charter: live/work in Manitowoc, Kewaunee, Brown +6 more

Cost to join: About $5.

Verified from Shoreline's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 15, 2026

30-year-fixed
6.528% APR
Rate6.375%
Points0
30 Year Fixed Mortgage
15-year-fixed
6.374% APR
Rate6.125%
Points0
15 Year Fixed Mortgage
savings
0.020% APR
Rate0.020%
Points0
Primary and Secondary ($100-$499)
savings
0.050% APR
Rate0.050%
Points0
Business Share ($500-$9,999)
savings
0.050% APR
Rate0.050%
Points0
Primary and Secondary ($10,000+)
savings
0.050% APR
Rate0.050%
Points0
Primary and Secondary ($500-$9,999)
savings
0.050% APR
Rate0.050%
Points0
The Hometown Kids Club ($0-$499)
money_market
0.050% APR
Rate0.050%
Points0
Traditional Money Market ($2,000-$4,999)
savings
0.100% APR
Rate0.100%
Points0
Business Share ($10,000+)
savings
0.100% APR
Rate0.100%
Points0
Christmas Club
savings
0.100% APR
Rate0.100%
Points0
The Hometown Kids Club ($500-$9,999)
money_market
0.100% APR
Rate0.100%
Points0
Traditional Money Market ($5,000-$9,999)
money_market
0.200% APR
Rate0.200%
Points0
Elite Money Market ($5,000-$49,999)
money_market
0.250% APR
Rate0.250%
Points0
Business Money Market ($2,000-$9,999)
money_market
0.250% APR
Rate0.250%
Points0
Traditional Money Market ($10,000-$19,999)
money_market
0.400% APR
Rate0.400%
Points0
Business Money Market ($10,000-$24,999)
money_market
0.400% APR
Rate0.400%
Points0
Traditional Money Market ($20,000-$29,999)
money_market
0.500% APR
Rate0.500%
Points0
Business Money Market ($25,000-$49,999)
money_market
0.500% APR
Rate0.500%
Points0
Traditional Money Market ($30,000-$39,999)
money_market
0.600% APR
Rate0.600%
Points0
Elite Money Market ($50,000-$74,999)
money_market
0.600% APR
Rate0.600%
Points0
Traditional Money Market ($40,000-$74,999)
money_market
0.700% APR
Rate0.700%
Points0
Traditional Money Market ($75,000+)
money_market
0.900% APR
Rate0.900%
Points0
Elite Money Market ($75,000-$99,999)
money_market
1.000% APR
Rate0.990%
Points0
Business Money Market ($50,000+)
money_market
1.250% APR
Rate1.240%
Points0
Elite Money Market ($100,000-$249,999)
savings
1.320% APR
Rate1.310%
Points0
High Yield Savings
ira_cd_6mo
2.200% APR
Rate2.180%
Points0
Share/IRA Certificate 6 month
money_market
2.990% APR
Rate2.960%
Points0
Elite Money Market ($250,000-$999,999)
ira_cd_12mo
3.130% APR
Rate3.090%
Points0
Share/IRA Certificate 12 month
ira_cd_48mo
3.650% APR
Rate3.600%
Points0
Share/IRA Certificate 48 month
ira_cd_36mo
3.800% APR
Rate3.750%
Points0
Share/IRA Certificate 36 month
ira_cd_60mo
3.850% APR
Rate3.800%
Points0
Share/IRA Certificate 60 month
money_market
3.990% APR
Rate3.930%
Points0
Elite Money Market ($1,000,000+)
ira_cd_24mo
4.010% APR
Rate3.950%
Points0
Share/IRA Certificate 24 month
savings
5.000% APR
Rate4.890%
Points0
Hometown Cash Back Checking
10-year-fixed
5.943% APR
Rate5.740%
Points0
10 Year Fixed Mortgage
5-1-arm
6.544% APR
Rate5.875%
Points0
5/1 ARM
20-year-fixed
6.615% APR
Rate6.490%
Points0
20 Year Fixed Mortgage
7-1-arm
7.049% APR
Rate6.375%
Points0
7/1 ARM
10-1-arm
7.113% APR
Rate6.740%
Points0
10/1 ARM

HELOC Rates

Rates as of July 15, 2026

heloc_fixed
6.577% APR
Rate6.375%
10 Year Fixed Home Equity Loan
heloc_fixed
6.899% APR
Rate6.750%
15 Year Fixed Home Equity Loan
heloc_fixed
7.249% APR
Rate7.125%
20 Year Fixed Home Equity Loan

Frequently Asked Questions

What rates does Shoreline offer?

Shoreline currently offers mortgage, and HELOC rates. The rates shown on this page were last verified July 15, 2026 directly from the credit union's official website.

How often are Shoreline rates updated?

RateAPI verifies Shoreline's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 15, 2026.

Where does RateAPI get Shoreline's rate data?

Rate data is collected directly from Shoreline's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Shoreline's mortgage rate?

As of July 15, 2026, Shoreline offers a 30-year-fixed mortgage at 6.528% APR.

Related Rate Data

Compare Shoreline's rates against national credit-union benchmarks.

More Wisconsin credit unionsMortgage rate benchmarkHELOC ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Shoreline
curl "https://api.rateapi.dev/credit-unions/wisconsin/shoreline" \
  -H "Authorization: Bearer YOUR_API_KEY"
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