As of July 10, 2026, Focus offers a ploc_variable mortgage at 9.99% APR (9.99% rate, 0 points). Auto loans available from 4.29% APR. Personal loan rates from 11.99% APR.
Source: RateAPI.dev, verified from Focus's official website
Membership eligibility from Focus's own published criteria. How we verify this.
Membership criteria are published on Focus's website. Check the membership page below to confirm whether you qualify.
Verified from Focus's membership page. Final membership determination is always made by the credit union.
Rates as of July 10, 2026
Rates as of July 10, 2026
Rates as of July 10, 2026
Focus currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.
RateAPI verifies Focus's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.
Rate data is collected directly from Focus's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
As of July 10, 2026, Focus offers a ploc_variable mortgage at 9.99% APR.
As of July 10, 2026, Focus offers auto loans from 4.29% APR.
Compare Focus's rates against national credit-union benchmarks.
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceLearn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyAccess this data programmatically with our REST API
# Get rates for Focus
curl "https://api.rateapi.dev/credit-unions/wisconsin/focus" \
-H "Authorization: Bearer YOUR_API_KEY"