Mountaincrest

arlington, Washington
Last verified: July 10, 2026

As of July 10, 2026, Mountaincrest offers a cd_24mo mortgage at 1.51% APR (1.5% rate, 0 points). Auto loans available from 4.5% APR. HELOC rates from 4.99% APR. Personal loan rates from 3% APR.

Source: RateAPI.dev, verified from Mountaincrest's official website

Who Can Join Mountaincrest

Membership eligibility from Mountaincrest's own published criteria. How we verify this.

Community charter: live/work in WA

Cost to join: About $5.

Verified from Mountaincrest's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

cd_24mo
1.510% APR
Rate1.500%
Points0
CD Rates ($1,000.00 - $49,999.99) - 24 Months
cd_24mo
1.560% APR
Rate1.550%
Points0
CD Rates ($50,000.00+) - 24 Months
cd_36mo
1.610% APR
Rate1.600%
Points0
CD Rates ($1,000.00 - $49,999.99) - 36 Months
cd_36mo
1.660% APR
Rate1.650%
Points0
CD Rates ($50,000.00+) - 36 Months
cd_60mo
1.710% APR
Rate1.700%
Points0
CD Rates ($1,000.00 - $49,999.99) - 60 Months
cd_60mo
1.770% APR
Rate1.750%
Points0
CD Rates ($50,000.00+) - 60 Months
cd_12mo
2.790% APR
Rate2.750%
Points0
CD Rates ($1,000.00 - $49,999.99) - 12 Months
cd
3.000% APR
Rate3.000%
Points0
Variable CD Secured
cd_6mo
3.050% APR
Rate3.000%
Points0
CD Rates ($1,000.00 - $49,999.99) - 6 Months
cd_12mo
3.050% APR
Rate3.000%
Points0
CD Rates ($50,000.00+) - 12 Months
cd_12mo
3.200% APR
Rate3.150%
Points0
CD Rates ($50,000.00+) - 1 Year Jumbo $100,000 or more
cd_6mo
3.300% APR
Rate3.250%
Points0
CD Rates ($50,000.00+) - 6 Months

Auto Loan Rates

Rates as of July 10, 2026

auto_new
4.500% APR
Rate4.500%
New Auto
auto_used
4.500% APR
Rate4.500%
Used Auto
auto_any
7.750% APR
Rate7.750%
Boats and RV’s / New and Used
auto_any
7.750% APR
Rate7.750%
New and Used Motorcycle
auto_any
7.750% APR
Rate7.750%
New and Used Snowmobile, ATV, and Jet Ski
credit_card
12.250% APR
Rate12.250%
Visa Credit Card

HELOC Rates

Rates as of July 10, 2026

heloc_variable
4.990% APR
Rate4.990%
[PROMOTIONAL] Home Equity Line of Credit
heloc_fixed
6.750% APR
Rate6.750%
Home Equity Fixed Rate Loan
heloc_variable
7.250% APR
Rate7.250%
Home Equity Line of Credit (HELOC)

Personal Loan Rates

Rates as of July 10, 2026

personal_secured
3.000% APR
Rate3.000%
Variable Share Secured
personal_unsecured
9.740% APR
Rate9.740%
Signature Loan
personal
10.500% APR
Rate10.500%
Home Improvement Loan
ploc_variable
11.740% APR
Rate11.740%
Personal Line of Credit

Frequently Asked Questions

What rates does Mountaincrest offer?

Mountaincrest currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Mountaincrest rates updated?

RateAPI verifies Mountaincrest's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Mountaincrest's rate data?

Rate data is collected directly from Mountaincrest's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Mountaincrest's mortgage rate?

As of July 10, 2026, Mountaincrest offers a cd_24mo mortgage at 1.51% APR.

What is Mountaincrest's auto loan rate?

As of July 10, 2026, Mountaincrest offers auto loans from 4.5% APR.

Related Rate Data

Compare Mountaincrest's rates against national credit-union benchmarks.

More Washington credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Mountaincrest
curl "https://api.rateapi.dev/credit-unions/washington/mountaincrest" \
  -H "Authorization: Bearer YOUR_API_KEY"
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