National J. A. C. L.

salt lake city, Utah
Last verified: July 10, 2026

As of July 10, 2026, National J. A. C. L. offers a savings mortgage at 1.3% APR (1.3% rate, 0 points). Auto loans available from 5.14% APR. Personal loan rates from 10.75% APR.

Source: RateAPI.dev, verified from National J. A. C. L.'s official website

Who Can Join National J. A. C. L.

Membership eligibility from National J. A. C. L.'s own published criteria. How we verify this.

Membership via the JACL Chapter Member

Cost to join: About $50.

Verified from National J. A. C. L.'s membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

savings
1.300% APR
Rate1.300%
Points0
E-Tranz
savings
2.500% APR
Rate2.500%
Points0
Savings Secured
share_certificate_18mo
3.100% APR
Rate3.100%
Points0
18 month Share Certificate
share_certificate_24mo
3.100% APR
Rate3.100%
Points0
2 year Share Certificate
share_certificate_36mo
3.100% APR
Rate3.100%
Points0
3 year Share Certificate
share_certificate_48mo
3.150% APR
Rate3.150%
Points0
4 year Share Certificate
share_certificate_12mo
3.500% APR
Rate3.500%
Points0
1 year Share Certificate
share_certificate_6mo
3.500% APR
Rate3.500%
Points0
6 month Share Certificate
share_certificate_60mo
3.550% APR
Rate3.550%
Points0
5 year Share Certificate

Auto Loan Rates

Rates as of July 10, 2026

auto_new_36mo
5.140% APR
Rate5.140%
New Auto - 36 month term
auto_used_36mo
5.140% APR
Rate5.140%
Used Auto - 36 month term
auto_new_36mo
5.140% APR
Rate5.140%
[PROMOTIONAL] New Auto - 36 month term
auto_used_36mo
5.140% APR
Rate5.140%
[PROMOTIONAL] Used Auto - 36 month term
auto
5.290% APR
Rate5.290%
[PROMOTIONAL] EV Loans
auto_new_60mo
5.640% APR
Rate5.640%
New Auto - 60 month term
auto_used_60mo
5.640% APR
Rate5.640%
Used Vehicle - 60 month term
auto_new_60mo
5.640% APR
Rate5.640%
[PROMOTIONAL] New Auto - 60 month term
auto_used_60mo
5.640% APR
Rate5.640%
[PROMOTIONAL] Used Vehicle - 60 month term
credit_card
9.900% APR
Rate9.900%
VISA Premier
credit_card_platinum
12.900% APR
Rate12.900%
VISA Platinum

Personal Loan Rates

Rates as of July 10, 2026

personal_unsecured
10.750% APR
Rate10.750%
Unsecured/Signature Loan
personal
18.000% APR
Rate18.000%
Overdraft Protection

Frequently Asked Questions

What rates does National J. A. C. L. offer?

National J. A. C. L. currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are National J. A. C. L. rates updated?

RateAPI verifies National J. A. C. L.'s rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get National J. A. C. L.'s rate data?

Rate data is collected directly from National J. A. C. L.'s official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is National J. A. C. L.'s mortgage rate?

As of July 10, 2026, National J. A. C. L. offers a savings mortgage at 1.3% APR.

What is National J. A. C. L.'s auto loan rate?

As of July 10, 2026, National J. A. C. L. offers auto loans from 5.14% APR.

Related Rate Data

Compare National J. A. C. L.'s rates against national credit-union benchmarks.

More Utah credit unionsMortgage rate benchmarkAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for National J. A. C. L.
curl "https://api.rateapi.dev/credit-unions/utah/national-j-a-c-l" \
  -H "Authorization: Bearer YOUR_API_KEY"
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