Horizon Utah

farmington, Utah
Last verified: July 10, 2026

As of July 10, 2026, Horizon Utah offers a 30-year-fixed mortgage at 6.75% APR (6.75% rate, 0 points). Auto loans available from 4.44% APR. HELOC rates from 7% APR. Personal loan rates from 2.05% APR.

Source: RateAPI.dev, verified from Horizon Utah's official website

Who Can Join Horizon Utah

Membership eligibility from Horizon Utah's own published criteria. How we verify this.

Membership criteria are published on Horizon Utah's website. Check the membership page below to confirm whether you qualify.

Verified from Horizon Utah's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

30-year-fixed
6.750% APR
Rate6.750%
Points0
First Mortgage

Auto Loan Rates

Rates as of July 10, 2026

auto_any_36mo
4.440% APR
Rate4.440%
Auto Loan 36 Months
auto_any_48mo
4.690% APR
Rate4.690%
Auto Loan 48 Months
auto_any_60mo
4.690% APR
Rate4.690%
Auto Loan 60 Months
auto_any_72mo
4.940% APR
Rate4.940%
Auto Loan 72 Months
auto_any_84mo
5.690% APR
Rate5.690%
Auto Loan 84 Months
auto_any_48mo
7.190% APR
Rate7.190%
Rec. Vehicle (Small) 48 Months
auto_any_60mo
7.190% APR
Rate7.190%
Rec. Vehicle (Small) 60 Months
auto_any_72mo
7.640% APR
Rate7.640%
Rec. Vehicle (Small) 72 Months
auto_any_120mo
7.890% APR
Rate7.890%
Rec. Vehicle (Large) 120 Month
auto_any_48mo
7.890% APR
Rate7.890%
Rec. Vehicle (Large) 48 Months
auto_any_60mo
7.890% APR
Rate7.890%
Rec. Vehicle (Large) 60 Months
auto_any_72mo
7.890% APR
Rate7.890%
Rec. Vehicle (Large) 72 Months
auto_any_84mo
7.890% APR
Rate7.890%
Rec. Vehicle (Large) 84 Months

HELOC Rates

Rates as of July 10, 2026

heloc_variable
7.000% APR
Rate7.000%
Home Equity Line of Credit
heloc_fixed
7.750% APR
Rate7.750%
Home Equity Loan

Personal Loan Rates

Rates as of July 10, 2026

personal_secured_36mo
2.050% APR
Rate2.050%
Shares Secured Loan 36 Months
personal_unsecured_36mo
10.990% APR
Rate10.990%
Personal Loan 36 Months
personal_unsecured_48mo
11.240% APR
Rate11.240%
Personal Loan 48 Months
personal_unsecured_60mo
12.240% APR
Rate12.240%
Personal Loan 60 Months

Frequently Asked Questions

What rates does Horizon Utah offer?

Horizon Utah currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Horizon Utah rates updated?

RateAPI verifies Horizon Utah's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Horizon Utah's rate data?

Rate data is collected directly from Horizon Utah's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Horizon Utah's mortgage rate?

As of July 10, 2026, Horizon Utah offers a 30-year-fixed mortgage at 6.75% APR.

What is Horizon Utah's auto loan rate?

As of July 10, 2026, Horizon Utah offers auto loans from 4.44% APR.

Related Rate Data

Compare Horizon Utah's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Horizon Utah
curl "https://api.rateapi.dev/credit-unions/utah/horizon-utah" \
  -H "Authorization: Bearer YOUR_API_KEY"