Wellspring

bridge city, Texas
Last verified: July 9, 2026

As of July 9, 2026, Wellspring offers a cd_18mo mortgage at 3.557% APR (3.5% rate, 0 points). Auto loans available from 4.5% APR. Personal loan rates from 11.75% APR.

Source: RateAPI.dev, verified from Wellspring's official website

Mortgage Rates

Rates as of July 9, 2026

cd_18mo
3.557% APR
Rate3.500%
Points0
Certificates 18 Month
cd_24mo
3.557% APR
Rate3.500%
Points0
Certificates 24 Month
cd_36mo
3.557% APR
Rate3.500%
Points0
Certificates 36 Month
cd_48mo
3.557% APR
Rate3.500%
Points0
Certificates 48 Month
cd_60mo
3.557% APR
Rate3.500%
Points0
Certificates 60 Month
cd_6mo
3.815% APR
Rate3.750%
Points0
Certificates 6 Month
cd_12mo
4.074% APR
Rate4.000%
Points0
Certificates 12 Month

Auto Loan Rates

Rates as of July 9, 2026

auto
4.500% APR
Rate4.500%
AUTO LOANS
auto
4.500% APR
Rate4.500%
Auto Loans
auto_any_48mo
4.500% APR
Rate4.500%
Auto Loans 48 Months
auto_any_60mo
4.500% APR
Rate4.500%
Auto Loans 60 Months
auto_any_72mo
5.000% APR
Rate5.000%
Auto Loans 72 Months
auto_any_84mo
6.000% APR
Rate6.000%
Auto Loans 84 Months
auto
6.250% APR
Rate6.250%
BOAT & ATV
auto
6.250% APR
Rate6.250%
Boat & ATV
auto
6.250% APR
Rate6.250%
MOTORCYCLES
auto
6.250% APR
Rate6.250%
Motorcycles
auto
6.250% APR
Rate6.250%
RV LOANS
auto
6.250% APR
Rate6.250%
RV Loans
auto_any_48mo
6.250% APR
Rate6.250%
Boats, Motorcycles, ATVs, RVs 48 Months
auto_any_60mo
6.250% APR
Rate6.250%
Boats, Motorcycles, ATVs, RVs 60 Months
auto_any_72mo
6.750% APR
Rate6.750%
Boats, Motorcycles, ATVs, RVs 72 Months
auto_any_84mo
7.250% APR
Rate7.250%
Boats, Motorcycles, ATVs, RVs 84 Months
auto_any_96mo
7.800% APR
Rate7.800%
Boats, Motorcycles, ATVs, RVs 96 Months
auto_any_120mo
8.300% APR
Rate8.300%
Boats, Motorcycles, ATVs, RVs 120 Months

Personal Loan Rates

Rates as of July 9, 2026

personal_unsecured
11.750% APR
Rate11.750%
Personal Loans

Frequently Asked Questions

What rates does Wellspring offer?

Wellspring currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are Wellspring rates updated?

RateAPI verifies Wellspring's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get Wellspring's rate data?

Rate data is collected directly from Wellspring's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Wellspring's mortgage rate?

As of July 9, 2026, Wellspring offers a cd_18mo mortgage at 3.557% APR.

What is Wellspring's auto loan rate?

As of July 9, 2026, Wellspring offers auto loans from 4.5% APR.

Related Rate Data

Compare Wellspring's rates against national credit-union benchmarks.

More Texas credit unionsMortgage rate benchmarkAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Access this data programmatically with our REST API

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# Get rates for Wellspring
curl "https://api.rateapi.dev/credit-unions/texas/wellspring" \
  -H "Authorization: Bearer YOUR_API_KEY"
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