Auto loans available from 6.39% APR. Personal loan rates from 10.59% APR.
Source: RateAPI.dev, verified from Vatat's official website
Membership eligibility from Vatat's own published criteria. How we verify this.
Membership via the Agriculture Teachers Association of Texas +2 more
Cost to join: About $25.
Verified from Vatat's membership page. Final membership determination is always made by the credit union.
Rates as of July 10, 2026
Rates as of July 10, 2026
Vatat currently offers auto loan, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.
RateAPI verifies Vatat's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.
Rate data is collected directly from Vatat's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
As of July 10, 2026, Vatat offers auto loans from 6.39% APR.
Compare Vatat's rates against national credit-union benchmarks.
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceLearn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyAccess this data programmatically with our REST API
# Get rates for Vatat
curl "https://api.rateapi.dev/credit-unions/texas/vatat" \
-H "Authorization: Bearer YOUR_API_KEY"