Texas People

fort worth, Texas
Last verified: July 23, 2026

Auto loans available from 5.625% APR. HELOC rates from 6.25% APR. Personal loan rates from 3.25% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 0.50% APY.

Source: RateAPI.dev, verified from Texas People's official website

Auto Loan Rates

Rates as of July 23, 2026

auto_new_84mo
5.625% APR
Rate5.625%
New Auto (2024-2027)
auto_used_72mo
6.125% APR
Rate6.125%
Used Auto (2019-2023)
auto_new_120mo
6.375% APR
Rate6.375%
New RV, Boat, ATV, Motorcycle, Travel Trailers (2024-2027)
auto_used_120mo
6.875% APR
Rate6.875%
Used RV, Boat, ATV, Motorcycle, Travel Trailers (2019-2023)
auto_used_48mo
10.750% APR
Rate10.750%
Used RV, Boat, ATV, Motorcycle, Travel Trailers (2018 & Older)

HELOC Rates

Rates as of July 23, 2026

heloc
6.250% APR
Rate6.250%
Home Equity

Personal Loan Rates

Rates as of July 23, 2026

personal_secured
3.250% APR
Rate3.250%
Share Secured Loan
personal_secured
3.500% APR
Rate3.500%
Share Certificate Secured Loan
personal
7.490% APR
Rate7.490%
Seasonal Loan (Personal)
personal_unsecured
11.340% APR
Rate11.340%
Signature Loan (Personal)

Credit Card Rates

Rates as of July 23, 2026

credit_card
9.900% APR
Rate9.900%
Mastercard Credit Card
credit_card_secured
9.900% APR
Rate9.900%
Share Secured MasterCard Credit Card

Savings & Certificate Rates

Rates as of July 23, 2026

savings
0.05% APY
Dividend Rate0.05%
Texas Premium Checking
ira
0.10% APY
Dividend Rate0.10%
IRA
money_market
0.10% APY
Dividend Rate0.10%
Money Market
savings
0.15% APY
Dividend Rate0.15%
Regular Share
savings
0.25% APY
Dividend Rate0.25%
Christmas Clubs
savings
0.50% APY
Dividend Rate0.50%
Youth Savings

Other Rates

Rates as of July 23, 2026

other
0.80%
Rate0.80%
All Loans

Frequently Asked Questions

What rates does Texas People offer?

Texas People currently offers auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified July 23, 2026 directly from the credit union's official website.

How often are Texas People rates updated?

RateAPI verifies Texas People's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 23, 2026.

Where does RateAPI get Texas People's rate data?

Rate data is collected directly from Texas People's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Texas People's auto loan rate?

As of July 23, 2026, Texas People offers auto loans from 5.625% APR.

Related Rate Data

Compare Texas People's rates against national credit-union benchmarks.

More Texas credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Texas People
curl "https://api.rateapi.dev/credit-unions/texas/texas-people" \
  -H "Authorization: Bearer YOUR_API_KEY"
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