Southern

houston, Texas
Last verified: July 7, 2026

As of July 7, 2026, Southern offers a cd mortgage at 3.86% APR (3.86% rate, 0 points). Auto loans available from 3% APR.

Source: RateAPI.dev, verified from Southern's official website

Mortgage Rates

Rates as of July 7, 2026

cd
3.860% APR
Rate3.860%
Points0
CD RATES

Auto Loan Rates

Rates as of July 7, 2026

credit_card_cash_back
3.000% APR
Rate3.000%
Cash Back Rewards Visa®
auto
3.500% APR
Rate3.500%
[PROMOTIONAL] AUTO LOANS

Frequently Asked Questions

What rates does Southern offer?

Southern currently offers mortgage, and auto loan rates. The rates shown on this page were last verified July 7, 2026 directly from the credit union's official website.

How often are Southern rates updated?

RateAPI verifies Southern's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 7, 2026.

Where does RateAPI get Southern's rate data?

Rate data is collected directly from Southern's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Southern's mortgage rate?

As of July 7, 2026, Southern offers a cd mortgage at 3.86% APR.

What is Southern's auto loan rate?

As of July 7, 2026, Southern offers auto loans from 3% APR.

Related Rate Data

Compare Southern's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Southern
curl "https://api.rateapi.dev/credit-unions/texas/southern" \
  -H "Authorization: Bearer YOUR_API_KEY"