Membersource

houston, Texas
Last verified: July 10, 2026

As of July 10, 2026, Membersource offers a share_certificate_60mo mortgage at 3.3% APR (3.25% rate, 0 points). Auto loans available from 3.73% APR. HELOC rates from 8.99% APR. Personal loan rates from 6% APR.

Source: RateAPI.dev, verified from Membersource's official website

Who Can Join Membersource

Membership eligibility from Membersource's own published criteria. How we verify this.

Membership via employers (MemberSource Select Employee Group)

Verified from Membersource's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

share_certificate_60mo
3.300% APR
Rate3.250%
Points0
Term Share Certificates (60 Months)
share_certificate_48mo
3.400% APR
Rate3.350%
Points0
Term Share Certificates (48 Months)
share_certificate_36mo
3.500% APR
Rate3.450%
Points0
Term Share Certificates (36 Months)
share_certificate_24mo
3.550% APR
Rate3.490%
Points0
Term Share Certificates (24 Months)
share_certificate_6mo
3.600% APR
Rate3.540%
Points0
Term Share Certificates (6 Months)
share_certificate_12mo
3.750% APR
Rate3.690%
Points0
Term Share Certificates (12 Months)

Auto Loan Rates

Rates as of July 10, 2026

auto
3.730% APR
Rate3.730%
Year Models - 2020 & Newer (Auto)
auto
3.800% APR
Rate3.800%
Year Models - 2021 & Newer (Auto)
auto
3.860% APR
Rate3.860%
Year Models - 2022 & Newer (Auto)
auto
3.920% APR
Rate3.920%
Year Models - 2023 & Newer (Auto)
auto
3.980% APR
Rate3.980%
Year Models - 2025 & Newer (Auto)
auto
5.730% APR
Rate5.730%
Year Models - 2021 & Newer (Recreational)
auto
5.800% APR
Rate5.800%
Year Models - 2022 & Newer (Recreational)
auto
5.920% APR
Rate5.920%
Year Models - 2023 & Newer (Recreational)
auto
5.980% APR
Rate5.980%
Year Models - 2025 & Newer (Recreational)
credit_card_platinum
12.500% APR
Rate12.500%
Platinum Visa

HELOC Rates

Rates as of July 10, 2026

heloc
8.990% APR
Rate8.990%
Home Equity

Personal Loan Rates

Rates as of July 10, 2026

personal_secured
6.000% APR
Rate6.000%
Credit Builder Secured
personal
6.000% APR
Rate6.000%
Credit Builder Loan
personal
9.240% APR
Rate9.240%
Home Improvement
personal
10.750% APR
Rate10.750%
Prime Plus Line-of-Credit

Frequently Asked Questions

What rates does Membersource offer?

Membersource currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Membersource rates updated?

RateAPI verifies Membersource's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Membersource's rate data?

Rate data is collected directly from Membersource's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Membersource's mortgage rate?

As of July 10, 2026, Membersource offers a share_certificate_60mo mortgage at 3.3% APR.

What is Membersource's auto loan rate?

As of July 10, 2026, Membersource offers auto loans from 3.73% APR.

Related Rate Data

Compare Membersource's rates against national credit-union benchmarks.

More Texas credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Membersource
curl "https://api.rateapi.dev/credit-unions/texas/membersource" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude