Members Choice Of Central Texas

waco, Texas
Last verified: July 7, 2026

As of July 7, 2026, Members Choice Of Central Texas offers a money_market mortgage at 2.27% APR (2.27% rate, 0 points). Auto loans available from 3.24% APR. Personal loan rates from 8.24% APR.

Source: RateAPI.dev, verified from Members Choice Of Central Texas's official website

Mortgage Rates

Rates as of July 7, 2026

money_market
2.270% APR
Rate2.270%
Points0
Maximum Money Market™ Account
cd_14mo
3.650% APR
Rate3.650%
Points0
14-Month CD
cd
3.750% APR
Rate3.750%
Points0
14-Mo or 18-Mo CD
cd
3.750% APR
Rate3.750%
Points0
3.75% APY 14-Mo or 18-Mo CD
cd
3.900% APR
Rate3.900%
Points0
CD Ladder
cd
3.900% APR
Rate3.900%
Points0
Up to 3.90% APY CD Ladder
cd_7mo
4.000% APR
Rate4.000%
Points0
7-Month CD
savings
4.000% APR
Rate4.000%
Points0
Complete Checking
cd_7mo
4.000% APR
Rate4.000%
Points0
7-Month Promo Rate CD
cd_7mo
4.000% APR
Rate4.000%
Points0
4.00% APY 7-Month Promo Rate CD
savings
4.070% APR
Rate4.070%
Points0
High-Yield Checking with Members Choice Complete Checking®
cd
4.250% APR
Rate4.250%
Points0
Up to 4.25% APY CD Ladder
savings
4.250% APR
Rate4.250%
Points0
High-Yields Savings & CDs - Special Offers

Auto Loan Rates

Rates as of July 7, 2026

auto_used
3.240% APR
Rate3.240%
New and Pre-Owned Autos
auto_used
3.240% APR
Rate3.240%
New and pre-owned auto

Personal Loan Rates

Rates as of July 7, 2026

personal_unsecured
8.240% APR
Rate8.240%
Unsecured Signature Loans
personal_unsecured
8.490% APR
Rate8.490%
HomePlus Personal Loans

Frequently Asked Questions

What rates does Members Choice Of Central Texas offer?

Members Choice Of Central Texas currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 7, 2026 directly from the credit union's official website.

How often are Members Choice Of Central Texas rates updated?

RateAPI verifies Members Choice Of Central Texas's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 7, 2026.

Where does RateAPI get Members Choice Of Central Texas's rate data?

Rate data is collected directly from Members Choice Of Central Texas's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Members Choice Of Central Texas's mortgage rate?

As of July 7, 2026, Members Choice Of Central Texas offers a money_market mortgage at 2.27% APR.

What is Members Choice Of Central Texas's auto loan rate?

As of July 7, 2026, Members Choice Of Central Texas offers auto loans from 3.24% APR.

Related Rate Data

Compare Members Choice Of Central Texas's rates against national credit-union benchmarks.

More Texas credit unionsMortgage rate benchmarkAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Members Choice Of Central Texas
curl "https://api.rateapi.dev/credit-unions/texas/members-choice-of-central-texas" \
  -H "Authorization: Bearer YOUR_API_KEY"
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