La Joya Area

la joya, Texas
Last verified: July 11, 2026

Auto loans available from 5.15% APR. Personal loan rates from 9.5% APR.

Source: RateAPI.dev, verified from La Joya Area's official website

Who Can Join La Joya Area

Membership eligibility from La Joya Area's own published criteria. How we verify this.

Community charter: live/work in Hidalgo

Cost to join: About $30 (a $5 membership fee plus a $25 minimum deposit).

Verified from La Joya Area's membership page. Final membership determination is always made by the credit union.

Auto Loan Rates

Rates as of July 11, 2026

auto_new
5.150% APR
Rate5.150%
New Autos - Excellent Credit
auto_used
5.150% APR
Rate5.150%
Used Autos - Excellent Credit
auto_new
7.900% APR
Rate7.900%
New Autos - Good Credit
auto_used
7.900% APR
Rate7.900%
Used Autos - Good Credit
credit_card
8.900% APR
Rate8.900%
[PROMOTIONAL] MasterCard - Excellent Credit
auto_new
10.500% APR
Rate10.500%
New Autos - Fair Credit
auto_used
10.500% APR
Rate10.500%
Used Autos - Fair Credit
credit_card
10.900% APR
Rate10.900%
[PROMOTIONAL] MasterCard - Good Credit
credit_card
14.900% APR
Rate14.900%
[PROMOTIONAL] MasterCard - Fair Credit
auto_new
15.000% APR
Rate15.000%
New Autos - Challenged Credit
auto_used
17.000% APR
Rate17.000%
Used Autos - Challenged Credit

Personal Loan Rates

Rates as of July 11, 2026

personal_unsecured
9.500% APR
Rate9.500%
Personal Loan - Excellent Credit
personal_unsecured
11.500% APR
Rate11.500%
Personal Loan - Good Credit
personal_unsecured
13.500% APR
Rate13.500%
Personal Loan - Fair Credit

Frequently Asked Questions

What rates does La Joya Area offer?

La Joya Area currently offers auto loan, and personal loan rates. The rates shown on this page were last verified July 11, 2026 directly from the credit union's official website.

How often are La Joya Area rates updated?

RateAPI verifies La Joya Area's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 11, 2026.

Where does RateAPI get La Joya Area's rate data?

Rate data is collected directly from La Joya Area's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is La Joya Area's auto loan rate?

As of July 11, 2026, La Joya Area offers auto loans from 5.15% APR.

Related Rate Data

Compare La Joya Area's rates against national credit-union benchmarks.

More Texas credit unionsAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for La Joya Area
curl "https://api.rateapi.dev/credit-unions/texas/la-joya-area" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude