Fivepoint

nederland, Texas
Last verified: July 10, 2026

As of July 10, 2026, Fivepoint offers a 30-year-fixed mortgage at 6% APR (6% rate, 0 points). HELOC rates from 5.25% APR. Personal loan rates from 6% APR.

Source: RateAPI.dev, verified from Fivepoint's official website

Mortgage Rates

Rates as of July 10, 2026

30-year-fixed
6.000% APR
Rate6.000%
Points0
Mortgage - 30 Years
30-year-fixed
6.000% APR
Rate6.000%
Points0
[PROMOTIONAL] 30 Year Mortgage
15-year-fixed
5.500% APR
Rate5.500%
Points0
Mortgage - 15 Years
15-year-fixed
5.500% APR
Rate5.500%
Points0
[PROMOTIONAL] 15 Year Mortgage

HELOC Rates

Rates as of July 10, 2026

heloc
5.250% APR
Rate5.250%
Home Equity 1st Lien - 10 Years
heloc
5.250% APR
Rate5.250%
Home Equity 1st Lien - 5 Years
heloc
5.250% APR
Rate5.250%
[PROMOTIONAL] 1st Lien Home Equity 10 Years
heloc
5.250% APR
Rate5.250%
[PROMOTIONAL] 1st Lien Home Equity 5 Years
heloc
5.500% APR
Rate5.500%
Home Equity 1st Lien - 15 Years
heloc
5.500% APR
Rate5.500%
[PROMOTIONAL] 1st Lien Home Equity 15 Years
heloc
5.750% APR
Rate5.750%
Home Equity 1st Lien - 20 Years
heloc
5.750% APR
Rate5.750%
Home Equity 2nd Lien - 10 Years
heloc
5.750% APR
Rate5.750%
Home Equity 2nd Lien - 5 Years
heloc
5.750% APR
Rate5.750%
[PROMOTIONAL] 1st Lien Home Equity 20 Years
heloc
5.750% APR
Rate5.750%
[PROMOTIONAL] 2nd Lien Home Equity 10 Years
heloc
5.750% APR
Rate5.750%
[PROMOTIONAL] 2nd Lien Home Equity 5 Years
heloc
6.000% APR
Rate6.000%
Home Equity 1st Lien - 30 Years
heloc
6.000% APR
Rate6.000%
Home Equity 2nd Lien - 15 Years
heloc
6.000% APR
Rate6.000%
[PROMOTIONAL] 1st Lien Home Equity 30 Years
heloc
6.000% APR
Rate6.000%
[PROMOTIONAL] 2nd Lien Home Equity 15 Years
heloc
6.250% APR
Rate6.250%
Home Equity 2nd Lien - 20 Years
heloc
6.250% APR
Rate6.250%
[PROMOTIONAL] 2nd Lien Home Equity 20 Years

Personal Loan Rates

Rates as of July 10, 2026

personal_unsecured_60mo
6.000% APR
Rate6.000%
Home Improvement - 5 Years
personal_unsecured_60mo
6.000% APR
Rate6.000%
[PROMOTIONAL] Home Improvement 5 Years
personal_unsecured_120mo
6.250% APR
Rate6.250%
Home Improvement - 10 Years
personal_unsecured_120mo
6.250% APR
Rate6.250%
[PROMOTIONAL] Home Improvement 10 Years
personal
6.500% APR
Rate6.500%
Home Improvement - 15 Years
personal
6.500% APR
Rate6.500%
[PROMOTIONAL] Home Improvement 15 Years

Frequently Asked Questions

What rates does Fivepoint offer?

Fivepoint currently offers mortgage, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Fivepoint rates updated?

RateAPI verifies Fivepoint's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Fivepoint's rate data?

Rate data is collected directly from Fivepoint's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Fivepoint's mortgage rate?

As of July 10, 2026, Fivepoint offers a 30-year-fixed mortgage at 6% APR.

Related Rate Data

Compare Fivepoint's rates against national credit-union benchmarks.

More Texas credit unionsMortgage rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Fivepoint
curl "https://api.rateapi.dev/credit-unions/texas/fivepoint" \
  -H "Authorization: Bearer YOUR_API_KEY"
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