Alba-Golden

alba, Texas
Last verified: July 10, 2026

As of July 10, 2026, Alba-Golden offers a share_certificate mortgage at 2% APR (2% rate, 0 points). Auto loans available from 7% APR. Personal loan rates from 9.75% APR.

Source: RateAPI.dev, verified from Alba-Golden's official website

Who Can Join Alba-Golden

Membership eligibility from Alba-Golden's own published criteria. How we verify this.

Community charter: live/work in Alba, Emory, Golden +2 more

Cost to join: About $30.

Verified from Alba-Golden's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

share_certificate
2.000% APR
Rate2.000%
Points0
Share Certificate ($5k-24,999k)
share_certificate
2.500% APR
Rate2.500%
Points0
Share Certificate ($25k-49,999k)
share_certificate
3.000% APR
Rate3.000%
Points0
Share Certificate ($50k-74,999k)
share_certificate
3.500% APR
Rate3.500%
Points0
Share Certificate ($75k-99,999k)

Auto Loan Rates

Rates as of July 10, 2026

auto_new
7.000% APR
Rate7.000%
New Autos, Boats, RV’s, Motorcycles, Tractor & Other Equipment
auto_used
8.000% APR
Rate8.000%
Used Autos, Boats, RV’s, Motorcycles, Tractor & Other Equipment

Personal Loan Rates

Rates as of July 10, 2026

personal_unsecured
9.750% APR
Rate9.750%
Signature (small personal loan)

Frequently Asked Questions

What rates does Alba-Golden offer?

Alba-Golden currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Alba-Golden rates updated?

RateAPI verifies Alba-Golden's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Alba-Golden's rate data?

Rate data is collected directly from Alba-Golden's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Alba-Golden's mortgage rate?

As of July 10, 2026, Alba-Golden offers a share_certificate mortgage at 2% APR.

What is Alba-Golden's auto loan rate?

As of July 10, 2026, Alba-Golden offers auto loans from 7% APR.

Related Rate Data

Compare Alba-Golden's rates against national credit-union benchmarks.

More Texas credit unionsMortgage rate benchmarkAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Alba-Golden
curl "https://api.rateapi.dev/credit-unions/texas/alba-golden" \
  -H "Authorization: Bearer YOUR_API_KEY"
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