4u

gainesville, Texas
Last verified: July 8, 2026

As of July 8, 2026, 4u offers a savings mortgage at 6% APR (6% rate, 0 points). Auto loans available from 4.45% APR. Personal loan rates from 10.65% APR.

Source: RateAPI.dev, verified from 4u's official website

Mortgage Rates

Rates as of July 8, 2026

savings
6.000% APR
Rate6.000%
Points0
Kasasa Free Checking

Auto Loan Rates

Rates as of July 8, 2026

auto_new
4.450% APR
Rate4.450%
New Car Loan
credit_card
10.150% APR
Rate10.150%
Credit Cards

Personal Loan Rates

Rates as of July 8, 2026

personal_unsecured
10.650% APR
Rate10.650%
Personal Loan

Frequently Asked Questions

What rates does 4u offer?

4u currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 8, 2026 directly from the credit union's official website.

How often are 4u rates updated?

RateAPI verifies 4u's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 8, 2026.

Where does RateAPI get 4u's rate data?

Rate data is collected directly from 4u's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is 4u's mortgage rate?

As of July 8, 2026, 4u offers a savings mortgage at 6% APR.

What is 4u's auto loan rate?

As of July 8, 2026, 4u offers auto loans from 4.45% APR.

Related Rate Data

Compare 4u's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for 4u
curl "https://api.rateapi.dev/credit-unions/texas/4u" \
  -H "Authorization: Bearer YOUR_API_KEY"