Upper Cumberland

crossville, Tennessee
Last verified: July 10, 2026

Auto loans available from 6.25% APR. Personal loan rates from 8.5% APR.

Source: RateAPI.dev, verified from Upper Cumberland's official website

Who Can Join Upper Cumberland

Membership eligibility from Upper Cumberland's own published criteria. How we verify this.

Community charter: live/work in Bledsoe, Cumberland, Fentress +2 more

Cost to join: About $25.

Verified from Upper Cumberland's membership page. Final membership determination is always made by the credit union.

Auto Loan Rates

Rates as of July 10, 2026

auto
6.250% APR
Rate6.250%
Auto, Boat, ATV/UTV, Camper, Farm Equipment, RV, Street Motorcycle (2018-2026)
auto
10.900% APR
Rate10.900%
Secured Personal Loan (2017 or Older Auto, Boat, ATV/UTV, Camper, Farm Equipment, RV, Street Motorcycle) - A+
auto
11.900% APR
Rate11.900%
Secured Personal Loan (2017 or Older Auto, Boat, ATV/UTV, Camper, Farm Equipment, RV, Street Motorcycle) - A
auto
14.900% APR
Rate14.900%
Secured Personal Loan (2017 or Older Auto, Boat, ATV/UTV, Camper, Farm Equipment, RV, Street Motorcycle) - B
auto
16.900% APR
Rate16.900%
Secured Personal Loan (2017 or Older Auto, Boat, ATV/UTV, Camper, Farm Equipment, RV, Street Motorcycle) - C

Personal Loan Rates

Rates as of July 10, 2026

personal
8.500% APR
Rate8.500%
90 Day Term Note - A+
ploc_variable
9.900% APR
Rate9.900%
Personal Line-of-Credit
personal
18.000% APR
Rate18.000%
EZ Line-of-Credit

Frequently Asked Questions

What rates does Upper Cumberland offer?

Upper Cumberland currently offers auto loan, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Upper Cumberland rates updated?

RateAPI verifies Upper Cumberland's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Upper Cumberland's rate data?

Rate data is collected directly from Upper Cumberland's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Upper Cumberland's auto loan rate?

As of July 10, 2026, Upper Cumberland offers auto loans from 6.25% APR.

Related Rate Data

Compare Upper Cumberland's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Upper Cumberland
curl "https://api.rateapi.dev/credit-unions/tennessee/upper-cumberland" \
  -H "Authorization: Bearer YOUR_API_KEY"