St. Thomas

nashville, Tennessee
Last verified: July 10, 2026

As of July 10, 2026, St. Thomas offers a ira mortgage at 1.5% APR (1.5% rate, 0 points). Auto loans available from 4.99% APR. Personal loan rates from 3% APR.

Source: RateAPI.dev, verified from St. Thomas's official website

Who Can Join St. Thomas

Membership eligibility from St. Thomas's own published criteria. How we verify this.

Membership criteria are published on St. Thomas's website. Check the membership page below to confirm whether you qualify.

Verified from St. Thomas's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

ira
1.500% APR
Rate1.500%
Points0
IRA Accumulative
money_market
1.500% APR
Rate1.500%
Points0
Money Market ($5,000 min.)
savings
2.000% APR
Rate2.000%
Points0
Youth Share Draft
share_savings
2.000% APR
Rate2.000%
Points0
Youth Share Savings
cd
3.000% APR
Rate3.000%
Points0
Certificate Secured
share_certificate
3.000% APR
Rate3.000%
Points0
Share Certificate Deposit (6 mos.)
share_certificate
3.150% APR
Rate3.150%
Points0
Share Certificate Deposit (12 mos.)
share_certificate
3.250% APR
Rate3.250%
Points0
Share Certificate Deposit (24 mos.)
share_certificate
3.300% APR
Rate3.300%
Points0
Share Certificate Deposit (36 mos.)
share_certificate
3.350% APR
Rate3.350%
Points0
Share Certificate Deposit (48 mos.)
share_certificate
3.400% APR
Rate3.400%
Points0
Share Certificate Deposit (60 mos.)
cd
4.000% APR
Rate4.000%
Points0
Youth Shares Certificate Deposit

Auto Loan Rates

Rates as of July 10, 2026

auto
4.990% APR
Rate4.990%
Vehicle Loans
personal_secured
5.000% APR
Rate5.000%
Share Secured Credit Card
auto
6.990% APR
Rate6.990%
Boat Loans
auto
6.990% APR
Rate6.990%
Motorcycle Loans
auto
6.990% APR
Rate6.990%
RV Loans
credit_card
9.500% APR
Rate9.500%
Visa Credit Card

Personal Loan Rates

Rates as of July 10, 2026

personal_secured
3.000% APR
Rate3.000%
Share Secured
personal
9.000% APR
Rate9.000%
Home Improvement (fixture filing)
personal_unsecured
9.500% APR
Rate9.500%
Unsecured (Signature Loans)
personal
10.000% APR
Rate10.000%
Single Payment Loan
personal
17.500% APR
Rate17.500%
Overdraft Protection
personal
18.000% APR
Rate18.000%
Helping Hand Loan

Frequently Asked Questions

What rates does St. Thomas offer?

St. Thomas currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are St. Thomas rates updated?

RateAPI verifies St. Thomas's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get St. Thomas's rate data?

Rate data is collected directly from St. Thomas's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is St. Thomas's mortgage rate?

As of July 10, 2026, St. Thomas offers a ira mortgage at 1.5% APR.

What is St. Thomas's auto loan rate?

As of July 10, 2026, St. Thomas offers auto loans from 4.99% APR.

Related Rate Data

Compare St. Thomas's rates against national credit-union benchmarks.

More Tennessee credit unionsMortgage rate benchmarkAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for St. Thomas
curl "https://api.rateapi.dev/credit-unions/tennessee/st-thomas" \
  -H "Authorization: Bearer YOUR_API_KEY"
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