Etma

louisville, Tennessee
Last verified: July 7, 2026

As of July 7, 2026, Etma offers a cd mortgage at 1.5% APR (1.5% rate, 0 points). Auto loans available from 4.74% APR. HELOC rates from 6.49% APR. Personal loan rates from 2.1% APR.

Source: RateAPI.dev, verified from Etma's official website

Mortgage Rates

Rates as of July 7, 2026

cd
1.500% APR
Rate1.500%
Points0
3 YR EDUCATION CD
cd_6mo
5.000% APR
Rate5.000%
Points0
6 MONTH CD
savings
5.000% APR
Rate5.000%
Points0
PREMIUM CHECKING
savings
5.000% APR
Rate5.000%
Points0
SENIOR CHECKING
cd_12mo
6.500% APR
Rate6.500%
Points0
12 MONTH CD

Auto Loan Rates

Rates as of July 7, 2026

auto
4.740% APR
Rate4.740%
Auto Loans
auto_new
4.740% APR
Rate4.740%
New Vehicles
auto_used
4.740% APR
Rate4.740%
Used Vehicles
auto_new
4.990% APR
Rate4.990%
New Recreational Vehicle
auto_used
5.490% APR
Rate5.490%
Used Auto Older
auto_used
5.740% APR
Rate5.740%
Used Recreational Vehicle

HELOC Rates

Rates as of July 7, 2026

heloc_variable
6.490% APR
Rate6.490%
Home Equity LOC

Personal Loan Rates

Rates as of July 7, 2026

personal_secured
2.100% APR
Rate2.100%
Share Secured
personal
3.500% APR
Rate3.500%
Consolidated student loan
personal
3.500% APR
Rate3.500%
In-school student loans
personal_unsecured
10.740% APR
Rate10.740%
Unsecured Loans

Frequently Asked Questions

What rates does Etma offer?

Etma currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 7, 2026 directly from the credit union's official website.

How often are Etma rates updated?

RateAPI verifies Etma's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 7, 2026.

Where does RateAPI get Etma's rate data?

Rate data is collected directly from Etma's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Etma's mortgage rate?

As of July 7, 2026, Etma offers a cd mortgage at 1.5% APR.

What is Etma's auto loan rate?

As of July 7, 2026, Etma offers auto loans from 4.74% APR.

Related Rate Data

Compare Etma's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Etma
curl "https://api.rateapi.dev/credit-unions/tennessee/etma" \
  -H "Authorization: Bearer YOUR_API_KEY"