Bowater Employees

calhoun, Tennessee
Last verified: July 11, 2026

As of July 11, 2026, Bowater Employees offers a ploc_variable mortgage at 12.24% APR (12.24% rate, 0 points). Auto loans available from 3.99% APR. HELOC rates from 6.75% APR. Personal loan rates from 5.75% APR.

Source: RateAPI.dev, verified from Bowater Employees's official website

Who Can Join Bowater Employees

Membership eligibility from Bowater Employees's own published criteria. How we verify this.

To join: Through our partnership with The Bowater Good Fellows, a local 501c3 (non-profit organization), we will pay your contribution to the Good Fellows, and…

Cost to join: About $5.

Verified from Bowater Employees's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 11, 2026

ploc_variable
12.240% APR
Rate12.240%
Points0
Line of Credit

Auto Loan Rates

Rates as of July 11, 2026

auto_new_36mo
3.990% APR
Rate3.990%
New Cars, Trucks, and Vans - 36 Months
auto_new_36mo
3.990% APR
Rate3.990%
New Cars, Trucks, and Vans - 36 months
auto_new_60mo
3.990% APR
Rate3.990%
New Cars, Trucks, and Vans - 60 Months
auto_new_60mo
3.990% APR
Rate3.990%
New Cars, Trucks, and Vans - 60 months
auto_new
3.990% APR
Rate3.990%
[PROMOTIONAL] New Auto Loans
auto_new
3.990% APR
Rate3.990%
[PROMOTIONAL] New Auto Loans (Cars, Trucks, and Vans)
auto_new_72mo
4.740% APR
Rate4.740%
New Cars, Trucks, and Vans - 72 Months
auto_new_72mo
4.740% APR
Rate4.740%
New Cars, Trucks, and Vans - 72 months
auto_used_36mo
4.990% APR
Rate4.990%
Used Cars, Trucks, and Vans (<100k miles) - 36 Months
auto_used_36mo
4.990% APR
Rate4.990%
Used Cars, Trucks, and Vans (<100k miles) - 36 months
auto_used_60mo
4.990% APR
Rate4.990%
Used Cars, Trucks, and Vans (<100k miles) - 60 Months
auto_used_60mo
4.990% APR
Rate4.990%
Used Cars, Trucks, and Vans (<100k miles) - 60 months
auto_used
4.990% APR
Rate4.990%
[PROMOTIONAL] Used Auto Loans
auto_used
4.990% APR
Rate4.990%
[PROMOTIONAL] Used Auto Loans (Cars, Trucks, and Vans)
auto_new_84mo
5.490% APR
Rate5.490%
New Cars, Trucks, and Vans - 84 Months
auto_new_84mo
5.490% APR
Rate5.490%
New Cars, Trucks, and Vans - 84 months
auto_used_72mo
5.490% APR
Rate5.490%
Used Cars, Trucks, and Vans (<100k miles) - 72 Months
auto_used_72mo
5.490% APR
Rate5.490%
Used Cars, Trucks, and Vans (<100k miles) - 72 months
auto_used_36mo
5.990% APR
Rate5.990%
Used Cars, Trucks, and Vans (>100k miles) - 36 Months
auto_used_36mo
5.990% APR
Rate5.990%
Used Cars, Trucks, and Vans (>100k miles) - 36 months
auto_used_60mo
6.240% APR
Rate6.240%
Used Cars, Trucks, and Vans (>100k miles) - 60 Months
auto_used_60mo
6.240% APR
Rate6.240%
Used Cars, Trucks, and Vans (>100k miles) - 60 months
auto_new_36mo
6.990% APR
Rate6.990%
New Motorcycles, Boats, and ATVs - 36 Months
auto_new_36mo
6.990% APR
Rate6.990%
New Motorcycles, Boats, and ATVs - 36 months
auto_used_72mo
7.240% APR
Rate7.240%
Used Cars, Trucks, and Vans (>100k miles) - 72 Months
auto_used_72mo
7.240% APR
Rate7.240%
Used Cars, Trucks, and Vans (>100k miles) - 72 months
auto_new_60mo
7.490% APR
Rate7.490%
New Motorcycles, Boats, and ATVs - 60 Months
auto_new_60mo
7.490% APR
Rate7.490%
New Motorcycles, Boats, and ATVs - 60 months
auto_used_36mo
7.490% APR
Rate7.490%
Used Motorcycles, Boats, and ATVs - 36 Months
auto_used_36mo
7.490% APR
Rate7.490%
Used Motorcycles, Boats, and ATVs - 36 months
auto_any_60mo
7.750% APR
Rate7.750%
New and Used RVs, Houseboats, and Cabin Cruisers - 60 Months
auto_any_60mo
7.750% APR
Rate7.750%
New and Used RVs, Houseboats, and Cabin Cruisers - 60 months
auto_new_72mo
7.990% APR
Rate7.990%
New Motorcycles, Boats, and ATVs - 72 Months
auto_new_72mo
7.990% APR
Rate7.990%
New Motorcycles, Boats, and ATVs - 72 months
auto_any_120mo
8.490% APR
Rate8.490%
New and Used RVs, Houseboats, and Cabin Cruisers - 120 Months
auto_any_120mo
8.490% APR
Rate8.490%
New and Used RVs, Houseboats, and Cabin Cruisers - 120 months
auto_any_84mo
8.490% APR
Rate8.490%
New and Used RVs, Houseboats, and Cabin Cruisers - 84 Months
auto_any_84mo
8.490% APR
Rate8.490%
New and Used RVs, Houseboats, and Cabin Cruisers - 84 months
auto_used_60mo
8.990% APR
Rate8.990%
Used Motorcycles, Boats, and ATVs - 60 Months
auto_used_60mo
8.990% APR
Rate8.990%
Used Motorcycles, Boats, and ATVs - 60 months
auto_new_84mo
9.240% APR
Rate9.240%
New Motorcycles, Boats, and ATVs - 84 Months
auto_new_84mo
9.240% APR
Rate9.240%
New Motorcycles, Boats, and ATVs - 84 months
auto_new_120mo
9.740% APR
Rate9.740%
New Motorcycles, Boats, and ATVs - 120 Months
auto_new_120mo
9.740% APR
Rate9.740%
New Motorcycles, Boats, and ATVs - 120 months
auto_used_72mo
9.740% APR
Rate9.740%
Used Motorcycles, Boats, and ATVs - 72 Months
auto_used_72mo
9.740% APR
Rate9.740%
Used Motorcycles, Boats, and ATVs - 72 months
auto_any
10.490% APR
Rate10.490%
New and Used RVs, Houseboats, and Cabin Cruisers - 180 Months
auto_any
10.490% APR
Rate10.490%
New and Used RVs, Houseboats, and Cabin Cruisers - 180 months
auto_used_120mo
10.740% APR
Rate10.740%
Used Motorcycles, Boats, and ATVs - 120 Months
auto_used_120mo
10.740% APR
Rate10.740%
Used Motorcycles, Boats, and ATVs - 120 months

HELOC Rates

Rates as of July 11, 2026

heloc_variable
6.750% APR
Rate6.750%
Home Equity Line of Credit
heloc_variable
6.750% APR
Rate6.750%
[PROMOTIONAL] Home Equity Line of Credit (HELOC)

Personal Loan Rates

Rates as of July 11, 2026

personal
5.750% APR
Rate5.750%
Holiday Loan
personal
5.750% APR
Rate5.750%
Vacation Loan
personal
5.750% APR
Rate5.750%
[PROMOTIONAL] Holiday Loan
personal
12.240% APR
Rate12.240%
90-Day Note
personal_unsecured
12.240% APR
Rate12.240%
Personal Loan

Frequently Asked Questions

What rates does Bowater Employees offer?

Bowater Employees currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 11, 2026 directly from the credit union's official website.

How often are Bowater Employees rates updated?

RateAPI verifies Bowater Employees's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 11, 2026.

Where does RateAPI get Bowater Employees's rate data?

Rate data is collected directly from Bowater Employees's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Bowater Employees's mortgage rate?

As of July 11, 2026, Bowater Employees offers a ploc_variable mortgage at 12.24% APR.

What is Bowater Employees's auto loan rate?

As of July 11, 2026, Bowater Employees offers auto loans from 3.99% APR.

Related Rate Data

Compare Bowater Employees's rates against national credit-union benchmarks.

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Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

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