SPC

hartsville, South Carolina
Last verified: July 10, 2026

As of July 10, 2026, SPC offers a share_certificate_48mo mortgage at 3.01% APR (3.01% rate, 0 points). Auto loans available from 3.9% APR. Personal loan rates from 9% APR.

Source: RateAPI.dev, verified from SPC's official website

Who Can Join SPC

Membership eligibility from SPC's own published criteria. How we verify this.

Membership via employers (Sonoco Products Company)

Cost to join: About $5.

Verified from SPC's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

share_certificate_48mo
3.010% APR
Rate3.010%
Points0
48 Month Term Share Certificate
share_certificate_9mo
3.050% APR
Rate3.050%
Points0
9 Month Term Share Certificate
share_certificate_24mo
3.150% APR
Rate3.150%
Points0
24 Month Term Share Certificate
share_certificate_6mo
3.200% APR
Rate3.200%
Points0
6 Month Student Term Share Certificate
share_certificate_6mo
3.440% APR
Rate3.440%
Points0
6 Month Term Share Certificate
share_certificate_12mo
3.500% APR
Rate3.500%
Points0
12 Month Term Share Certificate
share_certificate_18mo
3.690% APR
Rate3.690%
Points0
18 Month Term Share Certificate
share_certificate_30mo
3.750% APR
Rate3.750%
Points0
30 Month Term Share Certificate
ira
5.000% APR
Rate5.000%
Points0
IRA Share Account
savings
5.000% APR
Rate5.000%
Points0
Life Checking Account
savings
5.000% APR
Rate5.000%
Points0
Life Plus Checking Account

Auto Loan Rates

Rates as of July 10, 2026

auto
3.900% APR
Rate3.900%
[PROMOTIONAL] Auto Loan
auto_any
3.990% APR
Rate3.990%
Premium Auto (New or Used) up to 48,000 Miles
auto_new
5.990% APR
Rate5.990%
New Boats, Motor Homes, Motorcycles, & Recreational Vehicles
auto
5.990% APR
Rate5.990%
Previously Titled (48K - 100K Miles)
auto_used
6.990% APR
Rate6.990%
Used Autos (> 100K miles)
auto_used
6.990% APR
Rate6.990%
Used Boats, Motor Homes, Motorcycles, & Recreational Vehicles

Personal Loan Rates

Rates as of July 10, 2026

personal_unsecured
9.000% APR
Rate9.000%
Personal Loans and Lines of Credit

Frequently Asked Questions

What rates does SPC offer?

SPC currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are SPC rates updated?

RateAPI verifies SPC's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get SPC's rate data?

Rate data is collected directly from SPC's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is SPC's mortgage rate?

As of July 10, 2026, SPC offers a share_certificate_48mo mortgage at 3.01% APR.

What is SPC's auto loan rate?

As of July 10, 2026, SPC offers auto loans from 3.9% APR.

Related Rate Data

Compare SPC's rates against national credit-union benchmarks.

More South Carolina credit unionsMortgage rate benchmarkAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for SPC
curl "https://api.rateapi.dev/credit-unions/south-carolina/spc" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude