1st Cooperative

cayce, South Carolina
Last verified: July 23, 2026

Personal loan rates from 18% APR. Savings and certificate yields up to 6.50% APY.

Source: RateAPI.dev, verified from 1st Cooperative's official website

Personal Loan Rates

Rates as of July 23, 2026

personal
18.000% APR
Rate18.000%
Help in a Hurry: Your Payday Loan Alternative

Savings & Certificate Rates

Rates as of July 23, 2026

savings
0.10% APY
Dividend Rate0.10%
Health Savings Account
savings
0.35% APY
Dividend Rate0.35%
Vacation Account
cd_24mo
2.00% APY
Dividend Rate2.00%
24 Month Certificate
cd_3mo
2.00% APY
Dividend Rate2.00%
3 Month Certificate
cd_6mo
2.20% APY
Dividend Rate2.20%
6 Month Certificate
cd_12mo
2.75% APY
Dividend Rate2.75%
12 Month Certificate
savings
6.50% APY
Dividend Rate6.50%
Secured by Savings

Frequently Asked Questions

What rates does 1st Cooperative offer?

1st Cooperative currently offers personal loan rates. The rates shown on this page were last verified July 23, 2026 directly from the credit union's official website.

How often are 1st Cooperative rates updated?

RateAPI verifies 1st Cooperative's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 23, 2026.

Where does RateAPI get 1st Cooperative's rate data?

Rate data is collected directly from 1st Cooperative's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

Related Rate Data

Compare 1st Cooperative's rates against national credit-union benchmarks.

More South Carolina credit unionsPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Access this data programmatically with our REST API

terminal
# Get rates for 1st Cooperative
curl "https://api.rateapi.dev/credit-unions/south-carolina/1st-cooperative" \
  -H "Authorization: Bearer YOUR_API_KEY"
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