Natco Employees

west warwick, Rhode Island
Last verified: July 18, 2026

As of July 18, 2026, Natco Employees offers a cd_12mo mortgage at 1% APR (1% rate, 0 points). Auto loans available from 4.95% APR. HELOC rates from 6.5% APR. Personal loan rates from 9.95% APR.

Source: RateAPI.dev, verified from Natco Employees's official website

Who Can Join Natco Employees

Membership eligibility from Natco Employees's own published criteria. How we verify this.

Community charter: live/work in Wayne, Fayette, Randolph +4 more, IN

Cost to join: About $5.

Verified from Natco Employees's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 18, 2026

cd_12mo
1.000% APR
Rate1.000%
Points0
12 month Simple Saver certificate
cd_12mo
1.000% APR
Rate1.000%
Points0
12 month certificate
cd_18mo
1.000% APR
Rate1.000%
Points0
18 month certificate
cd_3mo
1.000% APR
Rate1.000%
Points0
3 month certificate
cd_6mo
1.000% APR
Rate1.000%
Points0
6 month certificate
cd_12mo
1.100% APR
Rate1.100%
Points0
12 month Morey the Moose Kid’s Club certificate
cd_12mo
1.100% APR
Rate1.100%
Points0
12 month Save to Win certificate
ira_cd_18mo
1.100% APR
Rate1.100%
Points0
18 month IRA certificate
ira_cd_18mo
1.100% APR
Rate1.100%
Points0
18 month Roth Conversion IRA certificate
ira_cd_18mo
1.100% APR
Rate1.100%
Points0
18 month Roth IRA certificate
savings
2.000% APR
Rate1.980%
Points0
Kasasa Saver
savings
4.000% APR
Rate3.930%
Points0
Kasasa Cash

Auto Loan Rates

Rates as of July 18, 2026

auto
4.950% APR
Rate4.950%
Boats and motor homes
auto_any
4.950% APR
Rate4.950%
Auto loans – new or used
credit_card
12.200% APR
Rate12.200%
Simple Visa Credit Card
credit_card_rewards
14.200% APR
Rate14.200%
Rewards Visa Credit Card
credit_card_secured
21.200% APR
Rate21.200%
Secured Visa Credit Card

HELOC Rates

Rates as of July 18, 2026

heloc_fixed
6.500% APR
Rate6.500%
Fixed Rate Home equity loan program
heloc_variable
6.750% APR
Rate6.750%
Variable Rate Home equity loan program

Personal Loan Rates

Rates as of July 18, 2026

personal_unsecured
9.950% APR
Rate9.950%
Personal loans
ploc_variable
10.750% APR
Rate10.750%
Personal line of credit

Frequently Asked Questions

What rates does Natco Employees offer?

Natco Employees currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 18, 2026 directly from the credit union's official website.

How often are Natco Employees rates updated?

RateAPI verifies Natco Employees's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 18, 2026.

Where does RateAPI get Natco Employees's rate data?

Rate data is collected directly from Natco Employees's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Natco Employees's mortgage rate?

As of July 18, 2026, Natco Employees offers a cd_12mo mortgage at 1% APR.

What is Natco Employees's auto loan rate?

As of July 18, 2026, Natco Employees offers auto loans from 4.95% APR.

Related Rate Data

Compare Natco Employees's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Natco Employees
curl "https://api.rateapi.dev/credit-unions/rhode-island/natco-employees" \
  -H "Authorization: Bearer YOUR_API_KEY"