Red River

altus, Oklahoma
Last verified: July 10, 2026

As of July 10, 2026, Red River offers a 30-year-fixed mortgage at 6.5% APR (6.5% rate, 0 points). Auto loans available from 5.29% APR. Personal loan rates from 2% APR.

Source: RateAPI.dev, verified from Red River's official website

Who Can Join Red River

Membership eligibility from Red River's own published criteria. How we verify this.

Community charter: live/work in Beckham, Blaine, Caddo +14 more, OK, TX

Cost to join: About $5.

Verified from Red River's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

30-year-fixed
6.500% APR
Rate6.500%
Points0
30 year FIXED RATE
15-year-fixed
6.000% APR
Rate6.000%
Points0
15 years FIXED RATE
ira
1.160% APR
Rate1.150%
Points0
IRA Accumulative
savings
1.360% APR
Rate1.350%
Points0
$10,000 - $24,999.99
money_market
1.360% APR
Rate1.350%
Points0
Money Market Premium $10,000 - $24,999.99
savings
1.410% APR
Rate1.400%
Points0
$25,000 - $74,999.99
money_market
1.410% APR
Rate1.400%
Points0
Money Market Premium $25,000 - $74,999.99
savings
1.460% APR
Rate1.450%
Points0
$75,000.00 and over
money_market
1.460% APR
Rate1.450%
Points0
Money Market Premium $75,000.00 and over
cd
2.940% APR
Rate2.900%
Points0
91-day Certificate
ira
3.040% APR
Rate3.000%
Points0
91-day IRA
cd_6mo
3.510% APR
Rate3.450%
Points0
6 Month Certificate
cd_60mo
3.560% APR
Rate3.500%
Points0
60 Month Certificate (5 Year)
cd_12mo
3.610% APR
Rate3.550%
Points0
12 Month Certificate
cd_48mo
3.610% APR
Rate3.550%
Points0
48 Month Certificate (4 Year)
ira
3.610% APR
Rate3.550%
Points0
6 Month IRA
cd_36mo
3.660% APR
Rate3.600%
Points0
36 Month Certificate (3 Year)
ira
3.660% APR
Rate3.600%
Points0
60 Month IRA
ira
3.720% APR
Rate3.650%
Points0
12 Month IRA
cd_18mo
3.720% APR
Rate3.650%
Points0
18 Month Certificate
cd_24mo
3.720% APR
Rate3.650%
Points0
24 Month Certificate (2 Year)
ira
3.720% APR
Rate3.650%
Points0
48 Month IRA
ira
3.760% APR
Rate3.700%
Points0
36 Month IRA
ira
3.820% APR
Rate3.750%
Points0
18 Month IRA
ira
3.820% APR
Rate3.750%
Points0
24 Month IRA
savings
4.000% APR
Rate4.000%
Points0
$0 - $1,499.99
cd_5mo
4.000% APR
Rate3.930%
Points0
5 Month Certificate
savings
4.000% APR
Rate4.000%
Points0
Business Checking
savings
4.000% APR
Rate4.000%
Points0
Platinum Checking $0 - $1,499.99
savings
4.050% APR
Rate3.980%
Points0
High Yield Checking - Requirements Met $0 - $25,000.00
savings
4.050% APR
Rate3.980%
Points0
Requirements Met $0 - $25,000.00
cd_11mo
4.110% APR
Rate4.030%
Points0
11 Month Certificate
cd_17mo
4.200% APR
Rate4.120%
Points0
17 Month Certificate
20-year-fixed
6.250% APR
Rate6.250%
Points0
20 years FIXED RATE
savings
10.000% APR
Rate10.000%
Points0
High Yield Checking - Requirements Not Met
ploc_variable
16.920% APR
Rate16.920%
Points0
Line of Credit
savings
20.000% APR
Rate20.000%
Points0
Christmas Club

Auto Loan Rates

Rates as of July 10, 2026

auto_new
5.290% APR
Rate5.290%
New Vehicles
auto_used
5.390% APR
Rate5.390%
Used Vehicles
auto_new
6.400% APR
Rate6.400%
New Boats
auto_new
6.490% APR
Rate6.490%
New Motor Homes & Travel Trailers
auto_used
6.490% APR
Rate6.490%
Used Motor Homes & Travel Trailers
auto_new
7.000% APR
Rate7.000%
New Motorcycles
auto_used
7.000% APR
Rate7.000%
Used Boats
auto_used
7.000% APR
Rate7.000%
Used Motorcycles
credit_card_platinum
12.250% APR
Rate12.250%
Visa Platinum Credit Card

Personal Loan Rates

Rates as of July 10, 2026

personal_secured
2.000% APR
Rate2.000%
CD & Secured Loans
personal_secured
3.200% APR
Rate3.200%
Share Secured Loan
personal_unsecured
10.900% APR
Rate10.900%
Signature Loans

Frequently Asked Questions

What rates does Red River offer?

Red River currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Red River rates updated?

RateAPI verifies Red River's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Red River's rate data?

Rate data is collected directly from Red River's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Red River's mortgage rate?

As of July 10, 2026, Red River offers a 30-year-fixed mortgage at 6.5% APR.

What is Red River's auto loan rate?

As of July 10, 2026, Red River offers auto loans from 5.29% APR.

Related Rate Data

Compare Red River's rates against national credit-union benchmarks.

More Oklahoma credit unionsMortgage rate benchmarkAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Red River
curl "https://api.rateapi.dev/credit-unions/oklahoma/red-river" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude