Hometown

kulm, North Dakota
Last verified: July 9, 2026

As of July 9, 2026, Hometown offers a share_savings mortgage at 1.1% APR (1.1% rate, 0 points).

Source: RateAPI.dev, verified from Hometown's official website

Mortgage Rates

Rates as of July 9, 2026

share_savings
1.100% APR
Rate1.100%
Points0
Super Share Savings (S2)
savings
1.500% APR
Rate1.500%
Points0
Christmas Club (S5)
savings
1.500% APR
Rate1.500%
Points0
HSA Draft (S70)
share_savings
1.500% APR
Rate1.500%
Points0
Youth Share Savings (S3)
cd_12mo
3.040% APR
Rate3.000%
Points0
12 month
cd_18mo
3.040% APR
Rate3.000%
Points0
18 months
cd_21mo
3.040% APR
Rate3.000%
Points0
21 months
cd_24mo
3.040% APR
Rate3.000%
Points0
24 months
cd_27mo
3.040% APR
Rate3.000%
Points0
27 months
cd_30mo
3.040% APR
Rate3.000%
Points0
30 months
cd_36mo
3.040% APR
Rate3.000%
Points0
36 months
cd_9mo
3.040% APR
Rate3.000%
Points0
9 month
cd_6mo
3.040% APR
Rate3.000%
Points0
6 month
cd_39mo
3.550% APR
Rate3.500%
Points0
39 months
cd_42mo
3.550% APR
Rate3.500%
Points0
42 months
cd_45mo
3.550% APR
Rate3.500%
Points0
45 months
cd_48mo
3.550% APR
Rate3.500%
Points0
48 months
cd_51mo
3.550% APR
Rate3.500%
Points0
51 months
cd_57mo
3.550% APR
Rate3.500%
Points0
57 months
cd_65mo
3.550% APR
Rate3.500%
Points0
65 months
cd_72mo
3.550% APR
Rate3.500%
Points0
72 months
cd_54mo
3.550% APR
Rate3.500%
Points0
54 months
ira
3.750% APR
Rate3.750%
Points0
IRA – Roth (S8)
ira
3.750% APR
Rate3.750%
Points0
IRA – Traditional (S7)
share_savings
4.000% APR
Rate4.000%
Points0
Share Savings (S1)

Frequently Asked Questions

What rates does Hometown offer?

Hometown currently offers mortgage rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are Hometown rates updated?

RateAPI verifies Hometown's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get Hometown's rate data?

Rate data is collected directly from Hometown's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Hometown's mortgage rate?

As of July 9, 2026, Hometown offers a share_savings mortgage at 1.1% APR.

Related Rate Data

Compare Hometown's rates against national credit-union benchmarks.

More North Dakota credit unionsMortgage rate benchmarkHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Hometown
curl "https://api.rateapi.dev/credit-unions/north-dakota/hometown" \
  -H "Authorization: Bearer YOUR_API_KEY"
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