Onenebraska Mortgage, Auto Loan & Personal Loan Rates & Who Can Join

As of July 11, 2026, Onenebraska offers a savings mortgage at 1% APR (1% rate, 0 points). Auto loans available from 4.5% APR. Personal loan rates from 10% APR.
Source: RateAPI.dev, verified from Onenebraska's official website

Who Can Join Onenebraska

Membership eligibility from Onenebraska's own published criteria. How we verify this.

Community charter: live/work in Antelope, Boone, Burt +26 more

LocationAntelope, Boone, Burt, Butler, Cedar, Colfax, Cuming, Dakota, Dixon, Dodge, Hamilton, Knox, Madison, Merrick, Nance, Pierce, Platte, Polk, Saunders, Seward, Stanton, Thurston, Washington, Wayne, York, Bon Homme, Clay, Union, Yankton

Verified from Onenebraska's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 11, 2026

savings

1.000% APR

Rate1.000%

Points0

Christmas Club

savings

1.000% APR

Rate1.000%

Points0

High Yield Savings ($0.00 - $2,499.99)

savings

1.000% APR

Rate1.000%

Points0

High Yield Savings (Tier 1)

savings

1.000% APR

Rate1.000%

Points0

Second Savings

savings

2.000% APR

Rate2.000%

Points0

HSA Checking

savings

2.000% APR

Rate2.000%

Points0

Premier Checking

savings

2.000% APR

Rate2.000%

Points0

Regular Savings

share_certificate_24mo

2.600% APR

Rate2.580%

Points0

Share Certificate 24 Month

share_certificate_18mo

2.700% APR

Rate2.670%

Points0

Share Certificate 18 Month

share_certificate_12mo

2.750% APR

Rate2.720%

Points0

Share Certificate 12 Month

share_certificate_36mo

2.750% APR

Rate2.720%

Points0

Share Certificate 36 Month

share_certificate_6mo

2.800% APR

Rate2.770%

Points0

Share Certificate 6 Month

share_certificate_48mo

2.900% APR

Rate2.870%

Points0

Share Certificate 48 Month

ira_cd_12mo

3.000% APR

Rate2.970%

Points0

IRA Share Certificate 12 Months

ira_cd_12mo

3.000% APR

Rate2.970%

Points0

IRA Share Certificate 12 months

share_certificate_11mo

3.900% APR

Rate3.840%

Points0

Jumbo Share Certificate 11 Months

share_certificate_11mo

3.900% APR

Rate3.840%

Points0

Jumbo Share Certificate 11 months

share_certificate_3mo

3.900% APR

Rate3.840%

Points0

Share Certificate 3 Month

Auto Loan Rates

Rates as of July 11, 2026

auto_new_36mo

4.500% APR

Rate4.500%

[PROMOTIONAL] New Auto Loan - 36 Months

auto_new_60mo

4.800% APR

Rate4.800%

[PROMOTIONAL] New Auto Loan - 60 Months

auto_new_72mo

5.200% APR

Rate5.200%

[PROMOTIONAL] New Auto Loan - 72 Months

auto_used_36mo

5.200% APR

Rate5.200%

[PROMOTIONAL] Used Auto Loan (2025-2023) - 36 Months

auto_used_60mo

5.450% APR

Rate5.450%

[PROMOTIONAL] Used Auto Loan (2025-2023) - 60 Months

auto_new_84mo

5.550% APR

Rate5.550%

[PROMOTIONAL] New Auto Loan - 84 Months

auto_used_84mo

5.950% APR

Rate5.950%

[PROMOTIONAL] Used Auto Loan (2025-2023) - 84 Months

auto_used_48mo

6.400% APR

Rate6.400%

[PROMOTIONAL] Used Auto Loan (2022-2019) - 48 Months

auto_used_60mo

6.950% APR

Rate6.950%

[PROMOTIONAL] Used Auto Loan (2022-2019) - 60 Months

auto_used_72mo

7.050% APR

Rate7.050%

[PROMOTIONAL] Used Auto Loan (2022-2019) - 72 Months

auto_used_48mo

8.200% APR

Rate8.200%

[PROMOTIONAL] Older Used Auto Loan (2018 and older) - 48 Months

auto_used_60mo

8.700% APR

Rate8.700%

[PROMOTIONAL] Older Used Auto Loan (2018 and older) - 60 Months

Personal Loan Rates

Rates as of July 11, 2026

personal_unsecured

10.000% APR

Rate10.000%

[PROMOTIONAL] Personal Loan

personal

11.500% APR

Rate11.500%

[PROMOTIONAL] Personal Installment Loan

personal

12.000% APR

Rate12.000%

[PROMOTIONAL] Credit Builder Loan

personal

13.000% APR

Rate13.000%

[PROMOTIONAL] Budget Affordable Loan

personal

18.000% APR

Rate18.000%

[PROMOTIONAL] Fast Fund Loan

Frequently Asked Questions

What rates does Onenebraska offer?

Onenebraska currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 11, 2026 directly from the credit union's official website.

How often are Onenebraska rates updated?

RateAPI verifies Onenebraska's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 11, 2026.

Where does RateAPI get Onenebraska's rate data?

Rate data is collected directly from Onenebraska's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Onenebraska's mortgage rate?

As of July 11, 2026, Onenebraska offers a savings mortgage at 1% APR.

What is Onenebraska's auto loan rate?

As of July 11, 2026, Onenebraska offers auto loans from 4.5% APR.

Related Rate Data

Compare Onenebraska's rates against national credit-union benchmarks.

More Nebraska credit unions Mortgage rate benchmark Auto loan rate benchmark Personal loan rates How we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal

# Get rates for Onenebraska
curl "https://api.rateapi.dev/credit-unions/nebraska/onenebraska" \
  -H "Authorization: Bearer YOUR_API_KEY"

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