Nebraska Energy

columbus, Nebraska
Last verified: July 10, 2026

As of July 10, 2026, Nebraska Energy offers a 30-year-fixed mortgage at 5.25% APR (5.25% rate, 0 points). Auto loans available from 5% APR. HELOC rates from 6% APR. Personal loan rates from 3% APR.

Source: RateAPI.dev, verified from Nebraska Energy's official website

Who Can Join Nebraska Energy

Membership eligibility from Nebraska Energy's own published criteria. How we verify this.

Membership via occupations (employees in electrical power generation, transmission and distribution industry +2 more)

Verified from Nebraska Energy's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

30-year-fixed
5.250% APR
Rate5.250%
Points0
[PROMOTIONAL] Term Buster Fixed Rate Mortgages
savings
2.000% APR
Rate2.000%
Points0
Holiday Account
savings
2.000% APR
Rate2.000%
Points0
Savings
share_certificate_24mo
3.500% APR
Rate3.500%
Points0
2 Year Share Certificate
share_certificate_12mo
3.700% APR
Rate3.700%
Points0
1 Year Share Certificate
ira_cd_12mo
3.700% APR
Rate3.700%
Points0
IRA 12 Month Certificate
share_certificate_6mo
3.900% APR
Rate3.900%
Points0
[PROMOTIONAL] 6 Month Share Certificate

Auto Loan Rates

Rates as of July 10, 2026

auto_new
5.000% APR
Rate5.000%
[PROMOTIONAL] New Titled Autos & Recreational Vehicles
auto_used
5.850% APR
Rate5.850%
[PROMOTIONAL] Used Titled Autos & Recreational Vehicles
auto
6.850% APR
Rate6.850%
[PROMOTIONAL] Previously Salvaged Vehicles
auto_new
7.000% APR
Rate7.000%
[PROMOTIONAL] New Titled Recreational Vehicles Extended Terms
auto_used
7.850% APR
Rate7.850%
[PROMOTIONAL] Used Titled Recreational Vehicles Extended Terms
auto
10.850% APR
Rate10.850%
Classic Cars
credit_card_rewards
10.900% APR
Rate10.900%
[PROMOTIONAL] Platinum Rewards MasterCard

HELOC Rates

Rates as of July 10, 2026

heloc
6.000% APR
Rate6.000%
[PROMOTIONAL] Home Makeover
heloc_variable
6.750% APR
Rate6.750%
[PROMOTIONAL] Open-End Line of Credit (HELOC)

Personal Loan Rates

Rates as of July 10, 2026

personal_secured
3.000% APR
Rate3.000%
Share Secured Loan
personal
5.000% APR
Rate5.000%
[PROMOTIONAL] Vacation Loan
personal
10.500% APR
Rate10.500%
[PROMOTIONAL] Overdraft Protection
personal_unsecured
10.500% APR
Rate10.500%
[PROMOTIONAL] Personal Loan

Frequently Asked Questions

What rates does Nebraska Energy offer?

Nebraska Energy currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Nebraska Energy rates updated?

RateAPI verifies Nebraska Energy's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Nebraska Energy's rate data?

Rate data is collected directly from Nebraska Energy's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Nebraska Energy's mortgage rate?

As of July 10, 2026, Nebraska Energy offers a 30-year-fixed mortgage at 5.25% APR.

What is Nebraska Energy's auto loan rate?

As of July 10, 2026, Nebraska Energy offers auto loans from 5% APR.

Related Rate Data

Compare Nebraska Energy's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Nebraska Energy
curl "https://api.rateapi.dev/credit-unions/nebraska/nebraska-energy" \
  -H "Authorization: Bearer YOUR_API_KEY"