Mutual First Auto Loan & HELOC Rates & Who Can Join

Who Can Join Mutual First

Membership eligibility from Mutual First's own published criteria. How we verify this.

Community charter: live/work in Cass, Douglas, Sarpy +2 more

LocationCass, Douglas, Sarpy, Washington, Pottawattamie

Verified from Mutual First's membership page. Final membership determination is always made by the credit union.

Auto Loan Rates

Rates as of July 11, 2026

auto_new

4.520% APR

Rate4.520%

New Auto & Motorcycle Loans

auto_new

4.520% APR

Rate4.520%

[PROMOTIONAL] New Auto & Motorcycle Loans

auto_used

5.190% APR

Rate5.190%

Used Auto & Motorcycle Loans

auto_new

10.100% APR

Rate10.100%

New Recreational Vehicle & Boat Loans

HELOC Rates

Rates as of July 11, 2026

heloc_variable

3.990% APR

Rate3.990%

[PROMOTIONAL] Home Equity Line of Credit (HELOC)

heloc_fixed

6.000% APR

Rate6.000%

[PROMOTIONAL] Home Equity Loan

heloc_variable

6.750% APR

Rate6.750%

5 Year Draw and 10 Year Repayment HELOC (0-80% LTV)

heloc_variable

7.500% APR

Rate7.500%

5 Year Draw and 10 Year Repayment HELOC (81-90% LTV)

heloc_variable

8.250% APR

Rate8.250%

5 Year Draw and 10 Year Repayment HELOC (91-100% LTV)

Frequently Asked Questions

What rates does Mutual First offer?

Mutual First currently offers auto loan, and HELOC rates. The rates shown on this page were last verified July 11, 2026 directly from the credit union's official website.

How often are Mutual First rates updated?

RateAPI verifies Mutual First's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 11, 2026.

Where does RateAPI get Mutual First's rate data?

Rate data is collected directly from Mutual First's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Mutual First's auto loan rate?

As of July 11, 2026, Mutual First offers auto loans from 4.52% APR.

Related Rate Data

Compare Mutual First's rates against national credit-union benchmarks.

More Nebraska credit unions Auto loan rate benchmark HELOC rates How we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal

# Get rates for Mutual First
curl "https://api.rateapi.dev/credit-unions/nebraska/mutual-first" \
  -H "Authorization: Bearer YOUR_API_KEY"

Explore API Documentation Use with Claude