Hemingford Community

hemingford, Nebraska
Last verified: July 11, 2026

As of July 11, 2026, Hemingford Community offers a cd_6mo mortgage at 2% APR (2% rate, 0 points). Auto loans available from 4.5% APR. HELOC rates from 5.5% APR. Personal loan rates from 8.75% APR.

Source: RateAPI.dev, verified from Hemingford Community's official website

Who Can Join Hemingford Community

Membership eligibility from Hemingford Community's own published criteria. How we verify this.

Membership criteria are published on Hemingford Community's website. Check the membership page below to confirm whether you qualify.

Verified from Hemingford Community's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 11, 2026

cd_6mo
2.000% APR
Rate2.000%
Points0
Certificate - $1,000 – $4,999 - 6 Months
cd_6mo
2.050% APR
Rate2.050%
Points0
Certificate - $5,000 Plus - 6 Months
cd_12mo
2.100% APR
Rate2.100%
Points0
Certificate - $1,000 – $4,999 - 12 Months
cd_12mo
2.150% APR
Rate2.150%
Points0
Certificate - $5,000 Plus - 12 Months
cd_24mo
2.350% APR
Rate2.350%
Points0
Certificate - $10,000 Plus - 24 Months

Auto Loan Rates

Rates as of July 11, 2026

auto_new_48mo
4.500% APR
Rate4.500%
New Vehicles (New and 1 & 2 Yrs Old) - 1 – 48 Months
auto_new_60mo
4.750% APR
Rate4.750%
New Vehicles (New and 1 & 2 Yrs Old) - 49 – 60 Months
auto_new_72mo
5.000% APR
Rate5.000%
New Vehicles (New and 1 & 2 Yrs Old) - 61 – 72 Months
auto_used_48mo
5.500% APR
Rate5.500%
Used Vehicles (3 - 10 Years Old) - 1 – 48 Months
auto_used_60mo
5.750% APR
Rate5.750%
Used Vehicles (3 - 10 Years Old) - 49 – 60 Months
auto_used_36mo
7.000% APR
Rate7.000%
Used Vehicles (11 Years & Older) - 1 – 36 Months
auto_used_48mo
7.500% APR
Rate7.500%
Used Vehicles (11 Years & Older) - 37 – 48 Months
auto_any_60mo
8.000% APR
Rate8.000%
Classic Cars - 1 – 60 Months
auto_any_30mo
9.250% APR
Rate9.250%
Dirt Bikes - 30 Months

HELOC Rates

Rates as of July 11, 2026

heloc
5.500% APR
Rate5.500%
Home Equity - $50,000 Maximum – 60 Months w/Balloon +60 Months

Personal Loan Rates

Rates as of July 11, 2026

personal_unsecured_12mo
8.750% APR
Rate8.750%
Youth Loans - $1,000 Maximum for 12 Month
personal_unsecured_36mo
9.250% APR
Rate9.250%
Unsecured - MIS - 20% Debt Ratio – $5,000 – 36 Months
personal_unsecured_36mo
9.250% APR
Rate9.250%
Unsecured - MIS - 30% Debt Ratio – $4,000 – 36 Months
personal_unsecured_24mo
9.250% APR
Rate9.250%
Unsecured - MIS - 40% Debt Ratio – $2,500 – 24 Months

Frequently Asked Questions

What rates does Hemingford Community offer?

Hemingford Community currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 11, 2026 directly from the credit union's official website.

How often are Hemingford Community rates updated?

RateAPI verifies Hemingford Community's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 11, 2026.

Where does RateAPI get Hemingford Community's rate data?

Rate data is collected directly from Hemingford Community's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Hemingford Community's mortgage rate?

As of July 11, 2026, Hemingford Community offers a cd_6mo mortgage at 2% APR.

What is Hemingford Community's auto loan rate?

As of July 11, 2026, Hemingford Community offers auto loans from 4.5% APR.

Related Rate Data

Compare Hemingford Community's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Hemingford Community
curl "https://api.rateapi.dev/credit-unions/nebraska/hemingford-community" \
  -H "Authorization: Bearer YOUR_API_KEY"