Daniels-Sheridan

scobey, Montana
Last verified: July 11, 2026

As of July 11, 2026, Daniels-Sheridan offers a 15-year-fixed mortgage at 8% APR (8% rate, 0 points). Auto loans available from 4.99% APR. HELOC rates from 5% APR. Personal loan rates from 2% APR.

Source: RateAPI.dev, verified from Daniels-Sheridan's official website

Who Can Join Daniels-Sheridan

Membership eligibility from Daniels-Sheridan's own published criteria. How we verify this.

Community charter: live/work in Daniels, Garfield, McCone +4 more, MT

Verified from Daniels-Sheridan's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 11, 2026

15-year-fixed
8.000% APR
Rate8.000%
Points0
1st Mortgage Home/Land (15 Years)
savings
1.200% APR
Rate1.200%
Points0
Primary Savings ($25.00 – $3,000.00)
savings
1.250% APR
Rate1.250%
Points0
Primary Savings ($3,000.01 – $10,000.00)
money_market
1.300% APR
Rate1.300%
Points0
Money Market ($500.00 – $10,000.00)
savings
1.300% APR
Rate1.300%
Points0
Primary Savings ($10,000.01 and up)
savings
1.300% APR
Rate1.300%
Points0
Youth Savings
money_market
1.400% APR
Rate1.400%
Points0
Money Market ($10,000.01 – $15,000.00)
money_market
1.500% APR
Rate1.500%
Points0
Jumbo Money Market
money_market
1.500% APR
Rate1.500%
Points0
Money Market ($15,000.01 and up)
savings
2.500% APR
Rate2.530%
Points0
HSA Account
ira
2.500% APR
Rate2.530%
Points0
IRA Savings Account
ploc_variable
3.000% APR
Rate3.000%
Points0
Share Secured Line of Credit
share_certificate_24mo
3.250% APR
Rate3.300%
Points0
2-Year Share Certificate
share_certificate
3.600% APR
Rate3.660%
Points0
91-Day Share Certificate
share_certificate
3.750% APR
Rate3.820%
Points0
182-Day Share Certificate
savings
3.930% APR
Rate4.000%
Points0
Kasasa Saver (up to $25,000)
share_certificate_12mo
4.000% APR
Rate4.080%
Points0
1-Year Share Certificate
savings
5.830% APR
Rate6.000%
Points0
Kasasa Cash Checking (up to $20,000)

Auto Loan Rates

Rates as of July 11, 2026

auto_any_36mo
4.990% APR
Rate4.990%
[PROMOTIONAL] Vehicle Loan (Up to 3 years)
auto
6.000% APR
Rate6.000%
[PROMOTIONAL] Vehicle Loan (3+ Years)
credit_card
9.990% APR
Rate9.990%
Visa Credit Card

HELOC Rates

Rates as of July 11, 2026

heloc_variable
5.000% APR
Rate5.000%
HELOC
heloc_variable
6.500% APR
Rate6.500%
Home Equity Line of Credit
heloc_fixed
6.500% APR
Rate6.500%
[PROMOTIONAL] Home Equity Loan (2nd Mortgage)

Personal Loan Rates

Rates as of July 11, 2026

personal
2.000% APR
Rate2.000%
Share Certificate Loan
personal_secured
3.000% APR
Rate3.000%
Share Secured Loan
personal
4.250% APR
Rate4.250%
Christmas Loan
personal
8.250% APR
Rate8.250%
Financial Statement Loan
personal_unsecured
10.000% APR
Rate10.000%
[PROMOTIONAL] Personal Loan
ploc_variable
11.000% APR
Rate11.000%
Personal Line of Credit
personal_unsecured
11.000% APR
Rate11.000%
Personal Loan
personal
18.000% APR
Rate18.000%
Overdraft Loan

Frequently Asked Questions

What rates does Daniels-Sheridan offer?

Daniels-Sheridan currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 11, 2026 directly from the credit union's official website.

How often are Daniels-Sheridan rates updated?

RateAPI verifies Daniels-Sheridan's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 11, 2026.

Where does RateAPI get Daniels-Sheridan's rate data?

Rate data is collected directly from Daniels-Sheridan's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Daniels-Sheridan's mortgage rate?

As of July 11, 2026, Daniels-Sheridan offers a 15-year-fixed mortgage at 8% APR.

What is Daniels-Sheridan's auto loan rate?

As of July 11, 2026, Daniels-Sheridan offers auto loans from 4.99% APR.

Related Rate Data

Compare Daniels-Sheridan's rates against national credit-union benchmarks.

More Montana credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Daniels-Sheridan
curl "https://api.rateapi.dev/credit-unions/montana/daniels-sheridan" \
  -H "Authorization: Bearer YOUR_API_KEY"
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