Community 1st

miles city, Montana
Last verified: July 9, 2026

As of July 9, 2026, Community 1st offers a savings mortgage at 1.005% APR (1% rate, 0 points). Auto loans available from 4.29% APR. HELOC rates from 4% APR. Personal loan rates from 3.75% APR.

Source: RateAPI.dev, verified from Community 1st's official website

Mortgage Rates

Rates as of July 9, 2026

savings
1.005% APR
Rate1.000%
Points0
PEEWEE PENGUIN
money_market
1.005% APR
Rate1.000%
Points0
Tiered Interest Money Market (TIMM) Account
cd_36mo
2.785% APR
Rate2.750%
Points0
3 YEAR “BUMP” CERTIFICATE
cd_36mo
3.042% APR
Rate3.000%
Points0
36 MONTH CERTIFICATE
share_certificate
3.750% APR
Rate3.750%
Points0
Share Certificate Secured
cd_12mo
3.815% APR
Rate3.750%
Points0
12 MONTH CERTIFICATE
cd_24mo
3.815% APR
Rate3.750%
Points0
24 MONTH CERTIFICATE
cd_6mo
3.815% APR
Rate3.750%
Points0
6 MONTH CERTIFICATE
ira_cd_12mo
3.815% APR
Rate3.750%
Points0
12 MONTH REG IRA CERTIFICATE
ira_cd_12mo
3.815% APR
Rate3.750%
Points0
12 MONTH ROTH IRA CERTIFICATE
cd_18mo
3.815% APR
Rate3.750%
Points0
18 MONTH CERTIFICATE
ira_cd_6mo
3.815% APR
Rate3.750%
Points0
6 MONTH TRAD IRA CERTIFICATE
ira_cd_24mo
4.074% APR
Rate4.000%
Points0
24 MONTH ROTH IRA CERTIFICATE
ira_cd_24mo
4.074% APR
Rate4.000%
Points0
24 MONTH REG IRA CERTIFICATE

Auto Loan Rates

Rates as of July 9, 2026

auto
4.290% APR
Rate4.290%
Recreational Vehicles
auto_any
4.990% APR
Rate4.990%
New and Used Vehicles
auto_any_24mo
4.990% APR
Rate4.990%
New and Used Vehicles - 24 Months
auto_any_48mo
5.240% APR
Rate5.240%
New and Used Vehicles - 48 Months
auto_any_60mo
5.490% APR
Rate5.490%
New and Used Vehicles - 60 Months
auto_any_72mo
5.740% APR
Rate5.740%
New and Used Vehicles - 72 Months
auto_any_72mo
6.240% APR
Rate6.240%
New and Used Recreational Vehicle - 72 Months
auto_any_96mo
6.740% APR
Rate6.740%
New and Used Recreational Vehicle - 96 Months
auto_any_120mo
7.240% APR
Rate7.240%
New and Used Recreational Vehicle - 120 Months

HELOC Rates

Rates as of July 9, 2026

heloc
4.000% APR
Rate4.000%
Home Equity

Personal Loan Rates

Rates as of July 9, 2026

personal_secured
3.750% APR
Rate3.750%
Share Secured
personal_unsecured
7.990% APR
Rate7.990%
Signature or Overdraft Protection

Frequently Asked Questions

What rates does Community 1st offer?

Community 1st currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are Community 1st rates updated?

RateAPI verifies Community 1st's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get Community 1st's rate data?

Rate data is collected directly from Community 1st's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Community 1st's mortgage rate?

As of July 9, 2026, Community 1st offers a savings mortgage at 1.005% APR.

What is Community 1st's auto loan rate?

As of July 9, 2026, Community 1st offers auto loans from 4.29% APR.

Related Rate Data

Compare Community 1st's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Community 1st
curl "https://api.rateapi.dev/credit-unions/montana/community-1st" \
  -H "Authorization: Bearer YOUR_API_KEY"