Singing River Mortgage & Auto Loan Rates & Who Can Join

As of July 10, 2026, Singing River offers a 15-year-fixed mortgage at 5.95% APR (5.95% rate, 0 points). Auto loans available from 3.79% APR.
Source: RateAPI.dev, verified from Singing River's official website

Who Can Join Singing River

Membership eligibility from Singing River's own published criteria. How we verify this.

Community charter: live/work in Baldwin, Choctaw, Clarke +45 more

LocationBaldwin, Choctaw, Clarke, Conecuh, Escambia, Sumter, Washington, Wilcox, Greene, Hale, Marengo, Mobile, Monroe, Adams, Amite, Forrest, Franklin, George, Hancock, Harrison, Jackson, Jasper, Jefferson, Jefferson Davis, Jones, Copiah, Covington, Pike, Rankin, Scott, Simpson, Smith, Stone, Walthall, Wayne, Wilkinson, Claiborne, Kemper, Lamar, Lauderdale, Leake, Lawrence, Lincoln, Marion, Neshoba, Newton, Pearl River, Perry

Cost to join: About $10.

Verified from Singing River's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

15-year-fixed

5.950% APR

Rate5.950%

Points0

15 Year Term

cd_13mo

3.250% APR

Rate3.250%

Points0

13 month Certificate

cd_5mo

3.600% APR

Rate3.600%

Points0

5 month Certificate

Auto Loan Rates

Rates as of July 10, 2026

auto_any_30mo

3.790% APR

Rate3.790%

Auto Loan - Up to 30 Months

auto_any_48mo

3.990% APR

Rate3.990%

Auto Loan - 37 - 48 Months

auto_any_60mo

5.250% APR

Rate5.250%

Auto Loan - 49 - 60 Months

auto_any_72mo

5.490% APR

Rate5.490%

Auto Loan - 61 - 72 Months

auto_any_84mo

5.740% APR

Rate5.740%

Auto Loan - 73 - 84 Months

Frequently Asked Questions

What rates does Singing River offer?

Singing River currently offers mortgage, and auto loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Singing River rates updated?

RateAPI verifies Singing River's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Singing River's rate data?

Rate data is collected directly from Singing River's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Singing River's mortgage rate?

As of July 10, 2026, Singing River offers a 15-year-fixed mortgage at 5.95% APR.

What is Singing River's auto loan rate?

As of July 10, 2026, Singing River offers auto loans from 3.79% APR.

Related Rate Data

Compare Singing River's rates against national credit-union benchmarks.

More Mississippi credit unions Mortgage rate benchmark Auto loan rate benchmark How we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal

# Get rates for Singing River
curl "https://api.rateapi.dev/credit-unions/mississippi/singing-river" \
  -H "Authorization: Bearer YOUR_API_KEY"

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