Ferguson

monticello, Mississippi
Last verified: July 7, 2026

As of July 7, 2026, Ferguson offers a savings mortgage at 4.88% APR (4.88% rate, 0 points). Auto loans available from 5.49% APR. Personal loan rates from 7.99% APR.

Source: RateAPI.dev, verified from Ferguson's official website

Mortgage Rates

Rates as of July 7, 2026

savings
4.880% APR
Rate4.880%
Points0
$mart Checking

Auto Loan Rates

Rates as of July 7, 2026

auto
5.490% APR
Rate5.490%
Auto Loans
credit_card
11.990% APR
Rate11.990%
Credit Card

Personal Loan Rates

Rates as of July 7, 2026

personal_unsecured
7.990% APR
Rate7.990%
Personal Loans
personal_secured
11.990% APR
Rate11.990%
Share Secured

Frequently Asked Questions

What rates does Ferguson offer?

Ferguson currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 7, 2026 directly from the credit union's official website.

How often are Ferguson rates updated?

RateAPI verifies Ferguson's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 7, 2026.

Where does RateAPI get Ferguson's rate data?

Rate data is collected directly from Ferguson's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Ferguson's mortgage rate?

As of July 7, 2026, Ferguson offers a savings mortgage at 4.88% APR.

What is Ferguson's auto loan rate?

As of July 7, 2026, Ferguson offers auto loans from 5.49% APR.

Related Rate Data

Compare Ferguson's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Ferguson
curl "https://api.rateapi.dev/credit-unions/mississippi/ferguson" \
  -H "Authorization: Bearer YOUR_API_KEY"