Wmcu

grand rapids, Michigan
Last verified: July 7, 2026

Auto loans available from 4.99% APR. HELOC rates from 5.75% APR. Personal loan rates from 11.25% APR.

Source: RateAPI.dev, verified from Wmcu's official website

Auto Loan Rates

Rates as of July 7, 2026

auto
4.990% APR
Rate4.990%
Auto Loans
auto_used
7.090% APR
Rate7.090%
Used Autos (2021 - 2023)
auto_used
7.190% APR
Rate7.190%
Used Autos (2019 - 2020)
auto_used
7.290% APR
Rate7.290%
Used Autos (2017 - 2018)
auto
7.690% APR
Rate7.690%
Motorcycles & Side By Sides
auto
7.690% APR
Rate7.690%
Recreational Vehicles
auto_used
7.990% APR
Rate7.990%
Used Autos (2016 & Older)
credit_card
11.000% APR
Rate11.000%
Credit Card (Better Rate)
credit_card
12.000% APR
Rate12.000%
Credit Card (Better Reward)

HELOC Rates

Rates as of July 7, 2026

heloc_fixed
5.750% APR
Rate5.750%
Home Equity Loans (5 Year 1st Lien)
heloc_fixed
5.990% APR
Rate5.990%
Home Equity Loans (10 Year 1st Lien)
heloc_fixed
6.250% APR
Rate6.250%
Home Equity Loans (15 Year 1st Lien)
heloc_fixed
6.750% APR
Rate6.750%
Home Equity Loans (5 Year 2nd Lien)
heloc_fixed
6.990% APR
Rate6.990%
Home Equity Loans (10 Year 2nd Lien)
heloc_fixed
7.250% APR
Rate7.250%
Home Equity Loans (15 Year 2nd Lien)

Personal Loan Rates

Rates as of July 7, 2026

personal_unsecured
11.250% APR
Rate11.250%
Personal Loans (Unsecured Loans)
ploc_variable
13.000% APR
Rate13.000%
Personal Loans (Revolving Line of Credit)

Frequently Asked Questions

What rates does Wmcu offer?

Wmcu currently offers auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 7, 2026 directly from the credit union's official website.

How often are Wmcu rates updated?

RateAPI verifies Wmcu's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 7, 2026.

Where does RateAPI get Wmcu's rate data?

Rate data is collected directly from Wmcu's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Wmcu's auto loan rate?

As of July 7, 2026, Wmcu offers auto loans from 4.99% APR.

Related Rate Data

Compare Wmcu's rates against national credit-union benchmarks.

More Michigan credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Wmcu
curl "https://api.rateapi.dev/credit-unions/michigan/wmcu" \
  -H "Authorization: Bearer YOUR_API_KEY"
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