Baraga County

lanse, Michigan
Last verified: July 10, 2026

As of July 10, 2026, Baraga County offers a share_certificate_9mo mortgage at 3.616% APR (3.6% rate, 0 points). Auto loans available from 4.25% APR. HELOC rates from 6.849% APR. Personal loan rates from 10.25% APR.

Source: RateAPI.dev, verified from Baraga County's official website

Who Can Join Baraga County

Membership eligibility from Baraga County's own published criteria. How we verify this.

Membership criteria are published on Baraga County's website. Check the membership page below to confirm whether you qualify.

Verified from Baraga County's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

share_certificate_9mo
3.616% APR
Rate3.600%
Points0
SHARE CERTIFICATE SPECIAL 9 MONTHS

Auto Loan Rates

Rates as of July 10, 2026

auto_any_48mo
4.250% APR
Rate4.250%
2021 - 2026 Auto - 48 Months
auto_any_36mo
4.750% APR
Rate4.750%
2016 - 2020 Auto - 36 Months
auto_any_60mo
4.750% APR
Rate4.750%
2021 - 2026 Auto - 60 Months
auto_any_48mo
5.250% APR
Rate5.250%
2015 & Older Auto - 48 Months
auto_any_48mo
5.250% APR
Rate5.250%
2016 - 2020 Auto - 48 Months
auto_any_72mo
5.250% APR
Rate5.250%
2021 - 2026 Auto - 72 Months
auto_any_60mo
5.750% APR
Rate5.750%
2015 & Older Auto - 60 Months
auto_any_60mo
5.750% APR
Rate5.750%
2016 - 2020 Auto - 60 Months
auto_any_84mo
5.750% APR
Rate5.750%
2021 - 2026 Auto - 84 Months
auto_any_72mo
6.250% APR
Rate6.250%
2016 - 2020 Auto - 72 Months
auto_any_48mo
6.250% APR
Rate6.250%
MotorHomes/Boats 2021-2026 - 48 Months
auto_any_48mo
6.750% APR
Rate6.750%
ATV/Motorcycle 2021-2026 - 48 Months
auto_any_48mo
6.750% APR
Rate6.750%
MotorHomes/Boats 2020 and Older - 48 Months
auto_any_60mo
6.750% APR
Rate6.750%
MotorHomes/Boats 2021-2026 - 60 Months
auto_any_48mo
7.250% APR
Rate7.250%
ATV/Motorcycle 2020 and Older - 48 Months
auto_any_60mo
7.250% APR
Rate7.250%
ATV/Motorcycle 2021-2026 - 60 Months
auto_any_60mo
7.250% APR
Rate7.250%
MotorHomes/Boats 2020 and Older - 60 Months
auto_any_120mo
7.250% APR
Rate7.250%
MotorHomes/Boats 2021-2026 - 120 Months
auto_any_60mo
7.750% APR
Rate7.750%
ATV/Motorcycle 2020 and Older - 60 Months
auto_any_72mo
7.750% APR
Rate7.750%
ATV/Motorcycle 2021-2026 - 72 Months
auto_any_120mo
7.750% APR
Rate7.750%
MotorHomes/Boats 2020 and Older - 120 Months
auto
7.750% APR
Rate7.750%
MotorHomes/Boats 2021-2026 - 144 Months
auto_any_72mo
8.250% APR
Rate8.250%
ATV/Motorcycle 2020 and Older - 72 Months
auto_any_84mo
8.250% APR
Rate8.250%
ATV/Motorcycle 2021-2026 - 84 Months
auto
8.250% APR
Rate8.250%
MotorHomes/Boats 2020 and Older - 144 Months
credit_card_platinum
12.900% APR
Rate12.900%
Credit Cards - Platinum

HELOC Rates

Rates as of July 10, 2026

heloc_fixed
6.849% APR
Rate6.750%
Fixed Rate Home Equity - 60 Months
heloc_fixed
7.073% APR
Rate7.000%
Fixed Rate Home Equity - 84 Months
heloc_fixed
7.303% APR
Rate7.250%
Fixed Rate Home Equity - 120 Months
heloc_fixed
7.538% APR
Rate7.500%
Fixed Rate Home Equity - 180 Months

Personal Loan Rates

Rates as of July 10, 2026

personal_unsecured_36mo
10.250% APR
Rate10.250%
Unsecured - 36 Months
personal_unsecured_48mo
11.250% APR
Rate11.250%
Unsecured - 48 Months
personal_unsecured_60mo
12.250% APR
Rate12.250%
Unsecured - 60 Months

Frequently Asked Questions

What rates does Baraga County offer?

Baraga County currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Baraga County rates updated?

RateAPI verifies Baraga County's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Baraga County's rate data?

Rate data is collected directly from Baraga County's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Baraga County's mortgage rate?

As of July 10, 2026, Baraga County offers a share_certificate_9mo mortgage at 3.616% APR.

What is Baraga County's auto loan rate?

As of July 10, 2026, Baraga County offers auto loans from 4.25% APR.

Related Rate Data

Compare Baraga County's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Baraga County
curl "https://api.rateapi.dev/credit-unions/michigan/baraga-county" \
  -H "Authorization: Bearer YOUR_API_KEY"