First Financial of Maryland Mortgage, Auto Loan, HELOC & Personal Loan Rates & Who Can Join

As of July 11, 2026, First Financial of Maryland offers a 30-year-fixed mortgage at 5.949% APR (5.875% rate, 0 points). Auto loans available from 4.49% APR. HELOC rates from 5% APR. Personal loan rates from 8.186% APR.
Source: RateAPI.dev, verified from First Financial of Maryland's official website

Who Can Join First Financial of Maryland

Membership eligibility from First Financial of Maryland's own published criteria. How we verify this.

Membership criteria are published on First Financial of Maryland's website. Check the membership page below to confirm whether you qualify.

Verified from First Financial of Maryland's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 11, 2026

30-year-fixed

5.949% APR

Rate5.875%

Points0

30 Year Conventional Mortgage

15-year-fixed

4.861% APR

Rate4.750%

Points0

15 Year Conventional Mortgage

10-1-arm

5.818% APR

Rate5.750%

Points0

10/10/10 Adjustable Rate Mortgage

Auto Loan Rates

Rates as of July 11, 2026

auto_new

4.490% APR

Rate4.490%

[PROMOTIONAL] New Auto Loan

HELOC Rates

Rates as of July 11, 2026

heloc_fixed

5.000% APR

Rate5.000%

5 yr Home Equity Fixed-Rate Mortgage

heloc_fixed

5.000% APR

Rate5.000%

Home Equity Fixed-Rate Mortgage - 5 yr

heloc_fixed

5.750% APR

Rate5.750%

10 yr Home Equity Fixed-Rate Mortgage

heloc_fixed

5.750% APR

Rate5.750%

Home Equity Fixed-Rate Mortgage - 10 yr

heloc_fixed

6.000% APR

Rate6.000%

15 yr Home Equity Fixed-Rate Mortgage

heloc_fixed

6.000% APR

Rate6.000%

Home Equity Fixed-Rate Mortgage - 15 yr

heloc_fixed

6.500% APR

Rate6.500%

20 yr Home Equity Fixed-Rate Mortgage

heloc_fixed

6.500% APR

Rate6.500%

Home Equity Fixed-Rate Mortgage - 20 yr

heloc_variable

6.750% APR

Rate6.750%

Home Equity Line of Credit - Up to 80% LTV

heloc_variable

6.750% APR

Rate6.750%

Up to 80% LTV HELOC

heloc_variable

7.750% APR

Rate7.750%

80.01% – 90% LTV HELOC

heloc_variable

7.750% APR

Rate7.750%

Home Equity Line of Credit - 80.01% – 90% LTV

heloc_variable

8.750% APR

Rate8.750%

90.01% – 100% LTV HELOC

heloc_variable

8.750% APR

Rate8.750%

Home Equity Line of Credit - 90.01% – 100% LTV

Personal Loan Rates

Rates as of July 11, 2026

personal_secured

8.186% APR

Rate8.000%

5yr Home Improvement Loan – Secured

personal_secured

8.186% APR

Rate8.000%

Home Improvement Loan – Secured - 5yr

personal_secured

8.862% APR

Rate8.750%

10yr Home Improvement Loan – Secured

personal_secured

8.862% APR

Rate8.750%

Home Improvement Loan – Secured - 10yr

personal_secured

9.084% APR

Rate9.000%

15yr Home Improvement Loan – Secured

personal_secured

9.084% APR

Rate9.000%

Home Improvement Loan – Secured - 15yr

personal_secured

9.575% APR

Rate9.500%

20yr Home Improvement Loan – Secured

personal_secured

9.575% APR

Rate9.500%

Home Improvement Loan – Secured - 20yr

Frequently Asked Questions

What rates does First Financial of Maryland offer?

First Financial of Maryland currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 11, 2026 directly from the credit union's official website.

How often are First Financial of Maryland rates updated?

RateAPI verifies First Financial of Maryland's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 11, 2026.

Where does RateAPI get First Financial of Maryland's rate data?

Rate data is collected directly from First Financial of Maryland's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is First Financial of Maryland's mortgage rate?

As of July 11, 2026, First Financial of Maryland offers a 30-year-fixed mortgage at 5.949% APR.

What is First Financial of Maryland's auto loan rate?

As of July 11, 2026, First Financial of Maryland offers auto loans from 4.49% APR.

Related Rate Data

Compare First Financial of Maryland's rates against national credit-union benchmarks.

More Maryland credit unions Mortgage rate benchmark Auto loan rate benchmark HELOC rates Personal loan rates How we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal

# Get rates for First Financial of Maryland
curl "https://api.rateapi.dev/credit-unions/maryland/first-financial-of-maryland" \
  -H "Authorization: Bearer YOUR_API_KEY"

Explore API Documentation Use with Claude