Total Choice

hahnville, Louisiana
Last verified: July 10, 2026

Auto loans available from 5% APR. Personal loan rates from 5% APR.

Source: RateAPI.dev, verified from Total Choice's official website

Who Can Join Total Choice

Membership eligibility from Total Choice's own published criteria. How we verify this.

Membership criteria are published on Total Choice's website. Check the membership page below to confirm whether you qualify.

Verified from Total Choice's membership page. Final membership determination is always made by the credit union.

Auto Loan Rates

Rates as of July 10, 2026

auto_any
5.000% APR
Rate5.000%
New or Used Autos/Trucks
auto
7.900% APR
Rate7.900%
[PROMOTIONAL] Recreational Vehicle
credit_card_secured
7.900% APR
Rate7.900%
[PROMOTIONAL] Secured VISA®
credit_card_student
9.500% APR
Rate9.500%
[PROMOTIONAL] College Student VISA®
credit_card
10.900% APR
Rate10.900%
[PROMOTIONAL] VISA® Gold
credit_card
15.900% APR
Rate15.900%
[PROMOTIONAL] VISA® Classic

Personal Loan Rates

Rates as of July 10, 2026

personal_secured
5.000% APR
Rate5.000%
Certificate Secured Loan

Frequently Asked Questions

What rates does Total Choice offer?

Total Choice currently offers auto loan, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Total Choice rates updated?

RateAPI verifies Total Choice's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Total Choice's rate data?

Rate data is collected directly from Total Choice's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Total Choice's auto loan rate?

As of July 10, 2026, Total Choice offers auto loans from 5% APR.

Related Rate Data

Compare Total Choice's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Total Choice
curl "https://api.rateapi.dev/credit-unions/louisiana/total-choice" \
  -H "Authorization: Bearer YOUR_API_KEY"