Efcu Financial

baton rouge, Louisiana
Last verified: July 10, 2026

As of July 10, 2026, Efcu Financial offers a money_market mortgage at 1% APR (1% rate, 0 points). Auto loans available from 11% APR. Personal loan rates from 11% APR. Credit card rates from 5.12% APR.

Source: RateAPI.dev, verified from Efcu Financial's official website

Mortgage Rates

Rates as of July 10, 2026

money_market
1.000% APR
Rate1.000%
Points0
Platinum Money Market Savings
ira
3.040% APR
Rate3.040%
Points0
IRA Flex
share_certificate
4.000% APR
Rate4.000%
Points0
Share Certificates 6 mos.
10-year-fixed
6.352% APR
Rate6.000%
Points0
10 year fixed rate balloon land loan
10-year-fixed
6.510% APR
Rate6.000%
Points0
10 year fixed rate land loan

Auto Loan Rates

Rates as of July 10, 2026

credit_card
11.000% APR
Rate11.000%
MasterCard Credit Card (Fixed Rate Card)

Personal Loan Rates

Rates as of July 10, 2026

personal
11.000% APR
Rate11.000%
Personal

Credit Card Rates

Rates as of July 10, 2026

savings
5.120% APR
Rate5.120%
[PROMOTIONAL] Rewards Checking High Yield

Frequently Asked Questions

What rates does Efcu Financial offer?

Efcu Financial currently offers mortgage, auto loan, personal loan, and credit card rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Efcu Financial rates updated?

RateAPI verifies Efcu Financial's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Efcu Financial's rate data?

Rate data is collected directly from Efcu Financial's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Efcu Financial's mortgage rate?

As of July 10, 2026, Efcu Financial offers a money_market mortgage at 1% APR.

What is Efcu Financial's auto loan rate?

As of July 10, 2026, Efcu Financial offers auto loans from 11% APR.

Related Rate Data

Compare Efcu Financial's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Efcu Financial
curl "https://api.rateapi.dev/credit-unions/louisiana/efcu-financial" \
  -H "Authorization: Bearer YOUR_API_KEY"