Northern Kentucky

highland height, Kentucky
Last verified: July 11, 2026

As of July 11, 2026, Northern Kentucky offers a cd_3mo mortgage at 2.25% APR (2.25% rate, 0 points). Auto loans available from 4.44% APR. HELOC rates from 6% APR. Personal loan rates from 9% APR.

Source: RateAPI.dev, verified from Northern Kentucky's official website

Who Can Join Northern Kentucky

Membership eligibility from Northern Kentucky's own published criteria. How we verify this.

Membership criteria are published on Northern Kentucky's website. Check the membership page below to confirm whether you qualify.

Verified from Northern Kentucky's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 11, 2026

cd_3mo
2.250% APR
Rate2.250%
Points0
Certificate 3 Month

Auto Loan Rates

Rates as of July 11, 2026

auto_any
4.440% APR
Rate4.440%
New/Used Vehicle Loan
auto
5.000% APR
Rate5.000%
Recreational Vehicle Loan
credit_card_platinum
8.990% APR
Rate8.990%
Visa Platinum

HELOC Rates

Rates as of July 11, 2026

heloc_variable
6.000% APR
Rate6.000%
HELOC VRL up to 80% LTV
heloc_fixed
6.250% APR
Rate6.250%
HOME EQUITY 2nd Fixed 80% LTV

Personal Loan Rates

Rates as of July 11, 2026

personal_unsecured
9.000% APR
Rate9.000%
Unsecured Signature Loan

Frequently Asked Questions

What rates does Northern Kentucky offer?

Northern Kentucky currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 11, 2026 directly from the credit union's official website.

How often are Northern Kentucky rates updated?

RateAPI verifies Northern Kentucky's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 11, 2026.

Where does RateAPI get Northern Kentucky's rate data?

Rate data is collected directly from Northern Kentucky's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Northern Kentucky's mortgage rate?

As of July 11, 2026, Northern Kentucky offers a cd_3mo mortgage at 2.25% APR.

What is Northern Kentucky's auto loan rate?

As of July 11, 2026, Northern Kentucky offers auto loans from 4.44% APR.

Related Rate Data

Compare Northern Kentucky's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Northern Kentucky
curl "https://api.rateapi.dev/credit-unions/kentucky/northern-kentucky" \
  -H "Authorization: Bearer YOUR_API_KEY"