Louisville Federal

louisville, Kentucky
Last verified: July 8, 2026

As of July 8, 2026, Louisville Federal offers a savings mortgage at 1% APR (1% rate, 0 points). Auto loans available from 4.69% APR. HELOC rates from 5.69% APR. Personal loan rates from 2.25% APR.

Source: RateAPI.dev, verified from Louisville Federal's official website

Mortgage Rates

Rates as of July 8, 2026

savings
1.000% APR
Rate1.000%
Points0
Regular Shares
share_savings
2.000% APR
Rate2.000%
Points0
Youth Share Account
share_certificate
2.750% APR
Rate2.750%
Points0
Share Certificate Secured
share_certificate_24mo
3.250% APR
Rate3.250%
Points0
2 Year Share Certificate
share_certificate_27mo
3.250% APR
Rate3.250%
Points0
27 Months Share Certificate
share_certificate_36mo
3.350% APR
Rate3.350%
Points0
3 Year Share Certificate
share_certificate_48mo
3.400% APR
Rate3.400%
Points0
4 Year Share Certificate
share_certificate_60mo
3.500% APR
Rate3.500%
Points0
5 Year Share Certificate
share_certificate_9mo
4.000% APR
Rate4.000%
Points0
9 Mo. Share Certificate
share_certificate_9mo
4.000% APR
Rate4.000%
Points0
9 Months Share Certificate
share_certificate_12mo
4.500% APR
Rate4.500%
Points0
1 Year Share Certificate
share_certificate
4.500% APR
Rate4.500%
Points0
1 Yr. Share Certificate
share_certificate_6mo
4.500% APR
Rate4.500%
Points0
6 Mo. Share Certificate
share_certificate_6mo
4.500% APR
Rate4.500%
Points0
6 Months Share Certificate

Auto Loan Rates

Rates as of July 8, 2026

auto_new
4.690% APR
Rate4.690%
New Auto
auto_any
4.690% APR
Rate4.690%
New and Used Autos
auto_used
4.990% APR
Rate4.990%
Used Auto
auto
6.290% APR
Rate6.290%
Motorcycle / Boats / Other

HELOC Rates

Rates as of July 8, 2026

heloc_fixed
5.690% APR
Rate5.690%
Home Equity Fixed Rate
heloc_fixed
6.640% APR
Rate6.640%
Second Mortgage (Fixed)

Personal Loan Rates

Rates as of July 8, 2026

personal_secured
2.250% APR
Rate2.250%
Share Secured Loan
personal_unsecured
8.490% APR
Rate8.490%
Signature Loan
personal
9.990% APR
Rate9.990%
Holiday Loan
personal
9.990% APR
Rate9.990%
Vacation Loan
personal
24.000% APR
Rate24.000%
Quick Cash Loan

Frequently Asked Questions

What rates does Louisville Federal offer?

Louisville Federal currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 8, 2026 directly from the credit union's official website.

How often are Louisville Federal rates updated?

RateAPI verifies Louisville Federal's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 8, 2026.

Where does RateAPI get Louisville Federal's rate data?

Rate data is collected directly from Louisville Federal's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Louisville Federal's mortgage rate?

As of July 8, 2026, Louisville Federal offers a savings mortgage at 1% APR.

What is Louisville Federal's auto loan rate?

As of July 8, 2026, Louisville Federal offers auto loans from 4.69% APR.

Related Rate Data

Compare Louisville Federal's rates against national credit-union benchmarks.

More Kentucky credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Louisville Federal
curl "https://api.rateapi.dev/credit-unions/kentucky/louisville-federal" \
  -H "Authorization: Bearer YOUR_API_KEY"
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