Lake Chem Community

benton, Kentucky
Last verified: July 10, 2026

As of July 10, 2026, Lake Chem Community offers a share_savings mortgage at 4% APR (4% rate, 0 points). Auto loans available from 4.25% APR. Personal loan rates from 4% APR.

Source: RateAPI.dev, verified from Lake Chem Community's official website

Who Can Join Lake Chem Community

Membership eligibility from Lake Chem Community's own published criteria. How we verify this.

Membership criteria are published on Lake Chem Community's website. Check the membership page below to confirm whether you qualify.

Verified from Lake Chem Community's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

share_savings
4.000% APR
Rate4.000%
Points0
Share Savings Account ($50,001 to $100,000.99)

Auto Loan Rates

Rates as of July 10, 2026

auto
4.250% APR
Rate4.250%
[PROMOTIONAL] Auto Loans
auto
6.750% APR
Rate6.750%
[PROMOTIONAL] Recreational Loans

Personal Loan Rates

Rates as of July 10, 2026

personal
4.000% APR
Rate4.000%
[PROMOTIONAL] Share Secure Loan
personal_unsecured
9.500% APR
Rate9.500%
[PROMOTIONAL] Signature Loan

Frequently Asked Questions

What rates does Lake Chem Community offer?

Lake Chem Community currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Lake Chem Community rates updated?

RateAPI verifies Lake Chem Community's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Lake Chem Community's rate data?

Rate data is collected directly from Lake Chem Community's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Lake Chem Community's mortgage rate?

As of July 10, 2026, Lake Chem Community offers a share_savings mortgage at 4% APR.

What is Lake Chem Community's auto loan rate?

As of July 10, 2026, Lake Chem Community offers auto loans from 4.25% APR.

Related Rate Data

Compare Lake Chem Community's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Lake Chem Community
curl "https://api.rateapi.dev/credit-unions/kentucky/lake-chem-community" \
  -H "Authorization: Bearer YOUR_API_KEY"